pay off your loan faster

there are seven loans you have to pay off:

Default House|| 19,800 Bells||
||-------------------------------------||-----------------------------------||
|| First Expansion|| 120,000 Bells||
||-------------------------------------||-----------------------------------||
|| Second Expansion|| 298,000 Bells||
||-------------------------------------||-----------------------------------||
|| Third Expansion|| 598,000 Bells||
||-------------------------------------||-----------------------------------||
|| Fourth Expansion|| 728,000 Bells||
||-------------------------------------||-----------------------------------||
|| Fifth Expansion|| 848,000 Bells||
||-------------------------------------||-----------------------------------||
|| Sixth Expansion|| 948,000 Bells

but if you are like me and like to cheat all you have to do is put 50,000 Bells into the savings account at the bank then save your game and turn it off... go to the DS time settings and move your game forward about 10 years to receive 99,999 Bells of interest.