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When Paying Bills Do You? email this discussion to a friend?

myLot reputation of 97/100. Chevee (3598)1 year ago

When paying my bills I write checks and send them off through the mail. The ones that's local I go and pay them in person. Electric, water & sewage, etc. I would like to pay my bills online I have that option but I have my doubts too. I just can't make myself do this. Do they still send the statements out through the mail system? Or do they email you statement? What if your computer breaks down and you can't get access to the internet.

How do you pay your bills?

 
 
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leenie50 (1779) response was accepted on 8/28/2008.
denotes best response.
tags:  bills, paying bills, mail, internet, online is the only way
 
1. myLot reputation of 95/100. Barb42 (2704)   1 year ago

We pay our bills through regular mail. But my husband has made a few payments online when we would forget and get right up to the time we would be afraid they wouldn't make it through regular mail. He would usually have to call the company in order to make the payment since we aren't set up to make all our payments online. But it's nice to know you can when you are pressing for time.

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2. myLot reputation of 98/100. James72 (6960)   1 year ago

I have little choice but to pay all of my bills online. Most of my bills are back in Australia and I live and work in Egypt so sending cheques or paying in person is just not possible. I have been doing this for years now and have never had an issue with security or anything like that. I find it extremely convenient. I also request most of my statements electronically as well. And if you are concerned about your PC breaking down you can always schedule bill payments in advance so they will be paid automatically without you even having to log-in on the day.

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3. myLot reputation of 98/100. checapricorn (9947)   1 year ago

Ohh...We are paying online in almost all of our bills here! Like phone bill, utility etc! We find it easy because we can just transact in one day!happyhappyhappy

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4. myLot reputation of 97/100. DonnaLawson (2800)   1 year ago

I pay mine about the same as you do yours.. Some I pay by check, some, I pay in person and some by phone.. I like to pay by phone if I am not being charged to make the payment.. I don't like for a company to tell me I owe them an outrageous sum of money and then tell me I have to pay them more just to make the payment over the phone.. We used to have a cell phone service that sent a paper bill and charged .55 extra a month just for sending a paper bill in the mail.. I got so mad at them one day and told them to send my bill by telepathy and I would send the payment by the same method.. I never got another paper bill.. I think that sometimes they go too far in making up phrases to steal your money.. But I always pay mine by whichever way is most advantageous to me..

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5. myLot reputation of 95/100. tamarafireheart (12465)   1 year ago

Hi Chevee,


My does all the bill payments and pay direct debit so its a lot easier then paying bills online. we just mke sure there is enough money in the bank.


Love & Hugs

Tamara

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6. myLot reputation of 89/100. notlistening2 (10563)   1 year ago

I pay my bills in person, and one bill I pay online that is my internet bill, the bills I pay in person are my rent, Lights, water bill,

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7. myLot reputation of 93/100. salonga (4621)   1 year ago

I always write checks for big bills but pay in cash for smaller ones and I pay them myself by going directly to their office or if I am not available I send my son or any or my relatives available for the job. I never send checks via mail.

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8. myLot reputation of 99/100. leenie50 (1779)   1 year ago

Hey Chevee,
I love to pay my bills online. I came to realize that it is probably safer to pay your bills online than to put it in your mailbox, or even if you take it to the post office. How many times have you been told they never received your payment, even if you have the returned check? In todays society, their is risk in every thing we do. People are desperate. They steal your mail hoping to find money or access to it. Kids love to go into peoples mailboxes. They don't realize it's a federal offense.
Online billpaying saves me so much time, money and gas. No more checks to write, stamps to buy. And you get a receipt that you print out and you're set. You can still receive a bill in the mail, or receive it online. As you can see, the advantages for me, out weigh the risk. And if your computer breaks down, you get it fixed. Or do it by mail until you can get it fixed. I wouldn't go back to snail mail if they paid me.
leenie


myLot reputation of 99/100. leenie50 (1779)  1 year ago

Thanks bunches for the best response tag. I really appreciate it when someone thinks enough of my response to best response tag it.
leenie


myLot reputation of 97/100. Chevee (3598)  1 year ago

Your response help me to decide to try online bill paying, I going to do a few and see how it goes.


myLot reputation of 99/100. leenie50 (1779)  1 year ago

Good! One suggestion. If you usually pay your bills a couple of days ahead of time, then you might want to do all of them through your online banking. With online bankling, it usually takes a couple of days to get to your creditor. If you go directly to each company and pay at their site, it will be credited immediately as long as you do it usually before 4:00pm. I use each company's site because I'm not usually able to pay ahead. What you can do is set up 1 or2 bills with your online bank, and see how long it takes to be credited. The advantage to online bilpay through your bank is that it's all in one place. It takes less time. Click here, click there and it's pretty much done. The way I do it, is set up payment with each individuals site. It's just a better way for me. You can also go to each site and see your bill online, even if you don't make payments there. Good luck. It's the best way to go.xoxoxo
leenie

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9. myLot reputation of 99/100. lazeebee (4518)   1 year ago

My hubby does a lot of online payment; those that we can't pay online, we'd mail out the cheques - it beats getting caught in traffic jams, queues and the hassles of parking space.

My dad still prefer to go to the post office to do his payments. The post offices over here are multi-payment centres for utility bills, insurance and taxes. He's very conventional, and wants to see the receipt for his money immediately. He doesn't have much faith in the postal system, even less in the internet.

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10. myLot reputation of 98/100. lingli_78 (10194)   1 year ago

i pay most of my bills online through internet banking... it is the most convenient and easiest thing to do for me... it also saves me lots of time as i am working full time... so far, i am very happy as the internet here is very reliable and i always managed to do it without any problem... take care and have a nice day...

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