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How careful are you with your money? email this discussion to a friend?

myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life8 months ago

When I was younger I didn't care too much about how much I spent because I was living off my parents money. Now that I started working, I find myself having to save and careful with my money so that I have enough money to save for houses and car instalments. I have only $400 per month to spend on food so I eat only 1 big meal per day and then light meals whenever I am hungry.
How about u guys?


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tags:  money, frugal, moeny
 
1. myLot reputation of 91/100. med889 (2804)   ranked 1,924 out of 38,471 in life   8 months ago

I amvery careful about my money especially now because I have not yet touched my salary so I got to be very careful before I can touch the salary I don't wanna end with one cent only;-)


myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life  8 months ago

My salary is $2k and after it got cut for savings I am only left with $600 for food and smoke.

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2. myLot reputation of 66/100. mapuang (378)   ranked 11,153 out of 38,471 in life   8 months ago

its really cool if your parents support you for your needs. i miss it (hahaha) right now i have my own business and of course i need to save some money for my foods and things i need everyday. though i live with parents of course there are times you need to give them some money for foods and for house needs.


myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life  8 months ago

Yes. If I have extra money, I will definitely try to help my parents. But since I am just beginning my career, it's a lil bit hard to do that. i hope I will find another means for extra income.

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3. myLot reputation of 85/100. Gorjess (1072)   ranked 6,426 out of 38,471 in life   8 months ago

Well I may not be very good at not spending money, but I am very aware about saving and what I can achieve if I put my mind to it. I don't spend money and not care, I always feel that I am spending when I shouldn't, I suppose this isn't good enough but atleast I am not just spending without caring.


myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life  8 months ago

I too had a problem in controlling my spending. Sometimes it becomes too impulsive that I end up with nothing. So I guess what we should do is either make more money or learn to control our spending.

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4. myLot reputation of 89/100. anuraa32 (464)   ranked 4,328 out of 38,471 in life   8 months ago

I agree we are more careless about spending when we are spending our parents money. But Earning my own money has made me just a bit more careful. Just a bit more. I am still the impulsive buyer. And usually It always happens that what I like is on the heavier side of the price range.


myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life  8 months ago

Yes, me too. It's hard to be not impulsive. But I have to control or else it gets out of control.. lol


myLot reputation of 89/100. anuraa32 (464)   ranked 4,328 out of 38,471 in life  8 months ago

I agree


myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life  8 months ago

lol

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5. myLot reputation of 93/100. ellie333 (6793)   ranked 620 out of 38,471 in life   8 months ago

Hi Koharuksumi, I have never had monetary help from my parents even when very young so I have always worked and budgeted very carefully. In my teens I had one job to pay the rent one to pay for food and bills and also worked in a pub for my social life and spending money. I have never had credit and so if I want something I save for it so I have no debt either. It is good that you are still managing to save some money. Keep up the good work. Huggles. Ellie:D


myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life  8 months ago

Wow..I admire someone who has been through hardship.. I am trying to learn it now. I accept that I need to start from below.... I love work...^^


myLot reputation of 93/100. ellie333 (6793)   ranked 620 out of 38,471 in life  8 months ago

I am pleased you are enjoying working, my own daughters are both grafters too and in fact although I say I budget welll I have just had an unexpected car bill arrive had £150 put by but the garage want £350 so my eldest daughter bless her has lent me the rest LOL. Ellie:D


myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life  8 months ago

Ellie, you're from England rite? I just noticed it since you put the pound sign.What is a grafter, may I ask? What I know about England is that the people there are obsessed about football. I love torres. He's so cute. Unexpected expenditure is a pain in the arse. LOL


myLot reputation of 93/100. ellie333 (6793)   ranked 620 out of 38,471 in life  8 months ago

A grafter is a term we use for someone that works hard.:D

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6. myLot reputation of 94/100. aweins (3622)   ranked 734 out of 38,471 in life   8 months ago

hi dear friend, i use to be very careful and calculative with my money. i use to spend a lot but then n the same hand i always use to have in mind that i have to save something evey month, whatever happens and spending on all what i want, i saved a decent amount . when i got married i spend all my money on it, i didnt took the help of my parents in anything. i managed everything on my own, everything, each and every expense was done by me and paid by me. i looked after everything and it came out well. i felt very good and proud too becasue i managed everything one hand, nobody to even run also for me. every booking by me. but now i dont do any thing, i am not in a job, i am full time house wife and i full time mom too so now taking care of money does not fall under me, it is in and under my father in law and mother in law.


myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life  8 months ago

Hey there aweins, I really respect people who support himself or herself. For me, it is totally different having to depend on your ownself than depend on others and to me it is a leap in maturity. Taking care of your child may be the biggest responsibility that you ever had. Wish you all the best...^^

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7. myLot reputation of 80/100. Deepak_Online (182)   ranked 4,427 out of 38,471 in life   8 months ago

Money is to be invested wisely. I never wasted money though my dad sends plenty of it. i try to save them and invest them in banks,fixed deposits, bonds and books. I know the value of money as one month i spent all the money in buying a new bike for me. then i had to keep asking money from friends whole month. but now i use it wisely and save for emergencies. i never spend too much over my girl friend and ask her to pay her bills herself. because i know even she is not going to help me when i really need money.


myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life  8 months ago

Hurmmm... I just wanna know. Is the nanocar (cheapest car in the world) being used a lot in India?

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8. myLot reputation of 87/100. Flirtykumquat (330)   ranked 7,606 out of 38,471 in life   8 months ago

I grew up in a single parent household so I understood the importance of money. When I was 16 and got my first job I always had money and saved. I bought a brand new car at the age of 19 with a 700 credit score. And then I had about 15,000 in credit. When I moved to Miami witout a job my credit went down and my complusive shopping had to stop. But now I have a new job and I am getting back on my feet and everything seems to be working out.


myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life  8 months ago

Damn so many debts will make you crazy but a lot of people are going through that so i guess it's normal

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9. myLot reputation of 96/100. modstar (4959)   ranked 1,979 out of 38,471 in life   8 months ago

Well i'm careful enough not to make large damage from my savings. I may damage it a bit but not devastating enough that i won't be able to save anything. I'm quite careful especially when moving the money i shouldn't move. I really don't buy unnecessary stuffs and food if there's food at home. I only invest on stuffs which i would use often and has a very high resale value.


myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life  8 months ago

I am working on this habit too because spending excessively is not gonna help unless we have an overflowing flow of income. Good point!!

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10. pinoymelancholy (93)   ranked 10,882 out of 38,471 in life   8 months ago

i'm really careful with my money, i save money and put it inside a plastic container so that it wont get wet and also not so hot i especially keep my money away from fire because it would get burned i also dont like folding my money so that it wont have any crese and it wont get torn, so i am very careful with my money


myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life  8 months ago

LOL... I didnt mean it that way but that's a good way to appreciate your money.^^


pinoymelancholy (93)   ranked 10,882 out of 38,471 in life  8 months ago

i appreciate a lot of things


myLot reputation of 90/100. koharukusumi (853)   ranked 1,214 out of 38,471 in life  8 months ago

Good for you. I always forget to appreciate the little things in life.^^

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