How careful are you with your money?  |
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When I was younger I didn't care too much about how much I spent because I was living off my parents money. Now that I started working, I find myself having to save and careful with my money so that I have enough money to save for houses and car instalments. I have only $400 per month to spend on food so I eat only 1 big meal per day and then light meals whenever I am hungry. How about u guys?
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1. med889 (2804) | 8 months ago | I amvery careful about my money especially now because I have not yet touched my salary so I got to be very careful before I can touch the salary I don't wanna end with one cent only;-)
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koharukusumi (853) | 8 months ago | My salary is $2k and after it got cut for savings I am only left with $600 for food and smoke.
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2. mapuang (378) | 8 months ago | its really cool if your parents support you for your needs. i miss it (hahaha) right now i have my own business and of course i need to save some money for my foods and things i need everyday. though i live with parents of course there are times you need to give them some money for foods and for house needs.
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koharukusumi (853) | 8 months ago | Yes. If I have extra money, I will definitely try to help my parents. But since I am just beginning my career, it's a lil bit hard to do that. i hope I will find another means for extra income.
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3. Gorjess (1072) | 8 months ago | Well I may not be very good at not spending money, but I am very aware about saving and what I can achieve if I put my mind to it. I don't spend money and not care, I always feel that I am spending when I shouldn't, I suppose this isn't good enough but atleast I am not just spending without caring.
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koharukusumi (853) | 8 months ago | I too had a problem in controlling my spending. Sometimes it becomes too impulsive that I end up with nothing. So I guess what we should do is either make more money or learn to control our spending.
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4. anuraa32 (464) | 8 months ago | I agree we are more careless about spending when we are spending our parents money. But Earning my own money has made me just a bit more careful. Just a bit more. I am still the impulsive buyer. And usually It always happens that what I like is on the heavier side of the price range.
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5. ellie333 (6793) | 8 months ago | Hi Koharuksumi, I have never had monetary help from my parents even when very young so I have always worked and budgeted very carefully. In my teens I had one job to pay the rent one to pay for food and bills and also worked in a pub for my social life and spending money. I have never had credit and so if I want something I save for it so I have no debt either. It is good that you are still managing to save some money. Keep up the good work. Huggles. Ellie:D
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koharukusumi (853) | 8 months ago | Wow..I admire someone who has been through hardship.. I am trying to learn it now. I accept that I need to start from below.... I love work...^^
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ellie333 (6793) | 8 months ago | I am pleased you are enjoying working, my own daughters are both grafters too and in fact although I say I budget welll I have just had an unexpected car bill arrive had £150 put by but the garage want £350 so my eldest daughter bless her has lent me the rest LOL. Ellie:D
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koharukusumi (853) | 8 months ago | Ellie, you're from England rite? I just noticed it since you put the pound sign.What is a grafter, may I ask? What I know about England is that the people there are obsessed about football. I love torres. He's so cute. Unexpected expenditure is a pain in the arse. LOL
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ellie333 (6793) | 8 months ago | A grafter is a term we use for someone that works hard.:D
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6. aweins (3622) | 8 months ago | hi dear friend, i use to be very careful and calculative with my money. i use to spend a lot but then n the same hand i always use to have in mind that i have to save something evey month, whatever happens and spending on all what i want, i saved a decent amount . when i got married i spend all my money on it, i didnt took the help of my parents in anything. i managed everything on my own, everything, each and every expense was done by me and paid by me. i looked after everything and it came out well. i felt very good and proud too becasue i managed everything one hand, nobody to even run also for me. every booking by me. but now i dont do any thing, i am not in a job, i am full time house wife and i full time mom too so now taking care of money does not fall under me, it is in and under my father in law and mother in law.
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koharukusumi (853) | 8 months ago | Hey there aweins, I really respect people who support himself or herself. For me, it is totally different having to depend on your ownself than depend on others and to me it is a leap in maturity. Taking care of your child may be the biggest responsibility that you ever had. Wish you all the best...^^
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7. Deepak_Online (182) | 8 months ago | Money is to be invested wisely. I never wasted money though my dad sends plenty of it. i try to save them and invest them in banks,fixed deposits, bonds and books. I know the value of money as one month i spent all the money in buying a new bike for me. then i had to keep asking money from friends whole month. but now i use it wisely and save for emergencies. i never spend too much over my girl friend and ask her to pay her bills herself. because i know even she is not going to help me when i really need money.
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koharukusumi (853) | 8 months ago | Hurmmm... I just wanna know. Is the nanocar (cheapest car in the world) being used a lot in India?
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8. Flirtykumquat (330) | 8 months ago | I grew up in a single parent household so I understood the importance of money. When I was 16 and got my first job I always had money and saved. I bought a brand new car at the age of 19 with a 700 credit score. And then I had about 15,000 in credit. When I moved to Miami witout a job my credit went down and my complusive shopping had to stop. But now I have a new job and I am getting back on my feet and everything seems to be working out.
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koharukusumi (853) | 8 months ago | Damn so many debts will make you crazy but a lot of people are going through that so i guess it's normal
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9. modstar (4959) | 8 months ago | Well i'm careful enough not to make large damage from my savings. I may damage it a bit but not devastating enough that i won't be able to save anything. I'm quite careful especially when moving the money i shouldn't move. I really don't buy unnecessary stuffs and food if there's food at home. I only invest on stuffs which i would use often and has a very high resale value.
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koharukusumi (853) | 8 months ago | I am working on this habit too because spending excessively is not gonna help unless we have an overflowing flow of income. Good point!!
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| 10. pinoymelancholy (93) | 8 months ago | i'm really careful with my money, i save money and put it inside a plastic container so that it wont get wet and also not so hot i especially keep my money away from fire because it would get burned i also dont like folding my money so that it wont have any crese and it wont get torn, so i am very careful with my money
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koharukusumi (853) | 8 months ago | LOL... I didnt mean it that way but that's a good way to appreciate your money.^^
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koharukusumi (853) | 8 months ago | Good for you. I always forget to appreciate the little things in life.^^
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