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Do you use online banking?  email this discussion to a friend?

myLot reputation of 98/100. caragh2608 (1058) 3 years ago

Do you use online banking? If you do, do you find it easier than any other way? If you don't, why not? I use it because I can check my account from home, and work out my budget each month, and pay bills without going to the bank. Also, I use it to transfer money to my kids' trust funds. Its a lot easier than going to all the different places to pay different people.

 

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magikrose (4960) response was accepted on 8/21/2009.
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tags:  online banking, online, bank, banking, auto deposit
 
1. myLot reputation of 86/100. tdemex (2225)   3 years ago

My last few jobs were called Road Warrior jobs. I was never home and even worked in other countries! Thank God for ATMs! I've been doing online banking for ten years! I've had a couple snafu's but nothing major! I haven't been in a bank since I can't remember when! LOL! wink tdemex


myLot reputation of 100/100. cwong77 (1252)   ranked 4,334 out of 26,919 in people  3 years ago

I hate going to the bank too! and with the queue and stuff! My goodness, and seriously, a much relief with the ATM and online banking services.. I can get things done anytime anyday than seeing the people working in the bank! thumbup and yes, since the start of me using these convenient services, I have not step into a bank!

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2. zazagugu (68)   3 years ago

In fact,i do not have a online bank. But i want to have one. Because i want to shop online and to have me mylot checked. I think when i have time i will have one. And i hope someone can tell me how to have a online bank.

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3. myLot reputation of 93/100. 4mymak (1616)   ranked 4,132 out of 26,919 in people   3 years ago

yes i do use internet banking and it really is great bcoz u dont have to bother to go into town, look for parking, wait at the bank, etc..

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4. myLot reputation of 94/100. magikrose (4960)   ranked 2,783 out of 26,919 in people   3 years ago

I am with you on this. My husband and i heard from an angency we were going through about online banking and that it was better and even safer. So i went online to our bank and signed up for everything i could, added our bills that we pay regerularly. Now everytime a bill comes in i place it in a special pile and when we have the money in the bank i run for the computer, log in and set things up to make a payment. It is easier and I know for a fact that my bill is getting paid and isnt lost in the mail somewhere and i dont have to worry about the additionall fees that follow paying by credit card over the phone.

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5. myLot reputation of 87/100. 127dayx (520)   3 years ago

yeah I do ! and I find internet banking very useful! acctaully alot of my living payments are now just a few clicks or just a perminant set ! then its done ! I don't have much to do ! all i need to do is to check out balance online anytime I want to see if anything is wrong...unlike the oldday...always go to a bank or atm to check balance and stuff haha...I think I can't live without online banking now! its just so useful! :)

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6. myLot reputation of 85/100. pkc3000 (1187)   ranked 6,458 out of 26,919 in people   3 years ago

hello friend I am using net banking. No doubt it is very interesting but at the same time it is very risky. There are merits & demerits of online banking, but if you take little care and precaution definitely it is very easy ,less time consuming, you can operate your account from your home and most advantage of on line banking is making payment to all your bills etc. through online banking. It is very easy to transfer money and also safe. There is no need to que in the bank.
pkc3000


myLot reputation of 98/100. caragh2608 (1058)  3 years ago

Mine isn't too risky as I have a complex verification system inclusing codes which change every time I log in, and without my card and the little machine the bank sent me, nobody can see the codes

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7. myLot reputation of 93/100. dianmelydia (2054)   ranked 3,602 out of 26,919 in people   3 years ago

I'm an online banking user. I use it for checking my balance. Every month i must checking my balance for make sure if my monthly payroll has been transfered into my banking account. So before i go to the bank for withdraw my money, i usually check my balance from my online banking account. Since my office is far from city and no atm machine so far at there, we can't check our balance by using atm. So the option is phone banking and online banking. But for security and safety, most of my friends using online banking. With the 128 bit SSL Encryption, we can sure that we are on a secure site with secure page. Have a nice day and happy mylotting.

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8. myLot reputation of 100/100. cwong77 (1252)   ranked 4,334 out of 26,919 in people   3 years ago

OH, Yes, I am so much into online banking.. I did all my transaction online such as paying bills, transferring to other parties, shopping and so forth. While I confided at home all the time, having the online banking is something much useful to me! and I am so glad with the technologies improvement.. thumbup

Nice discussion..

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9. myLot reputation of 96/100. daryljane (1325)   ranked 82 out of 26,919 in people   3 years ago

I find online banking more convenient then going to and from the place to pay stuff and that. So when my salary comes in, a few clicks on the buttons and its paid off without going through different places.

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10. myLot reputation of 100/100. Porcospino (5870)   ranked 235 out of 26,919 in people   3 years ago

I use online banking, and I think that it is a great thing. My husband usually pays the rents and most of bills, but if have a lot of bills one month I use the netbank and transfer some money to his account. In the old days I always had to go to the post office to pay me bills, but now I can handle everything from the computer. When I want to transfer money from my account to our savings account, I don't have to go to the bank, I can just do it online. I have only had online banking for about a year, but I have become used to it, and I would really miss it, if I had to live without it.

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Compare Top Online Checking Accounts Interest Rates & Offers Today
beaconcu.org
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