do you love to buy gold jewelries for your investment

I have the same thinking as you do. I also buy gold, especially the one from Saudi Arabia. I think it is a wise investment plus the fact that I enjoy wearing them. I also buy life insurance as part of my investment. It is one of the best legacy I can leave my love ones.

no. although u are right that gold appreciates in time, i am not interested in having that as an investment. aside from feeling the economic crunch, i don't think i can spare something for gold jewelries. if i have extra money, i would rather deposit it in a bank even if interest is so low. i can easily withdraw it in times of emergencies and it is safe there. nowadays, it is so dangerous to be sporting gold jewelries ... robbers' eyes grow big with someone wearing it... it poses danger to the wearer.

For me, the best investment is gold and silver bullion coins. The give the best value over time. Jewellery is nice to pass down because someone can wear them and for sentimental value, but from a purely investment point of view that can monetarily benefit your kids, precious metal buillion is the way to go.

Jewellery does have gold and silver, but typically they are alloys. An example of this is 10kt white gold which is just a gold-silver alloy mix. Hence, it is not pure 22kt yellow gold. Gold bullion and coins are PURE gold.

Jewellery is expensive because of the labor to craft them, not necessarily just because of the materials. The value of gold bullion and coins is pure in the metal, and hence not subjective.

Life insurance is also a great investment.

You are right. When I was working, whenever I can I was buying little jewelery. It came handy when my daughter got married and my son got married and had children. I had to give them some jewelery and in this exorbitant gold rate, my old jewels were helpful.