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Debt - What should I do??? email this discussion to a friend?

myLot reputation of 3/100. p_i123 (427)4 years ago

Debt - What should I do???
I am a 21 year old college student with about 9000 in credit card debt. I lost my job for a while and fell way behind on all my bills - now I have collection agencies calling me all the time and threatening me...I even had two lawyer offices call me this week!! I talked to a lady at CCCS, and she was going to set me up with a payment, but I am concerned because I am a full time college student and don't know how long I will be able to work full time while going to school. If I move to part time I would be unable to make the payment required and they don't re-evaluate your situation. I am trying to reason with my creditors but they don't give me the time of day or any options. I don't own a house or a car, what should I do???

 
 
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