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Gender specific Health Insurance ?  email this discussion to a friend?

myLot reputation of 79/100. berlinlife (4345)   ranked 2,158 out of 24,092 in people 3 years ago

I was wondering, if you are someone who is single and don't have kids, and you have the option of joining an Insurance Health plan that will be catered to your needs for less price, would you join it?
Here is an example: if you are a female, your insurance company will not pay for Viagra or prostate cancer screening, but would pay for hormone therapy and breast reductions. So, instead of paying the standard $400 for private insurance, you'd pay $200, but you are the only one covered. Would you do it? Would be fair to have something like that? After all, how many other benefits do single people get?

 

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sigma77 (4282) response was accepted on 5/13/2007.
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tags:  health insurance, cheap, cost, gender specific, general
 
1. myLot reputation of 32/100. vwlssknght (583)   ranked 2,930 out of 24,092 in people   3 years ago

Heya, Berlin. That doesn't sound bad, I suppose, but I would like to know more about it before committing to anything. I'm sure you understand. Butcher.


myLot reputation of 79/100. berlinlife (4345)   ranked 2,158 out of 24,092 in people  3 years ago

Of course this was just an idea! I don't think there is a company that actually does that. But I think it is an option I would take advantage of.

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2. myLot reputation of 98/100. passivepam (753)   ranked 492 out of 24,092 in people   3 years ago

Well I'm not single now as you know..But I think I could go for having that kind of insurance. It sounds good. Right now we have my husbands ins. and they take out $50.00 cause I smoke. (He is not happy with that) So do you think its unfair for the company to do that..I think so...

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3. myLot reputation of 99/100. sigma77 (4282)   ranked 3,982 out of 24,092 in people   3 years ago

Why not do it? If the coverage caters to you as an individual and meets your specific needs, then why pay more for a buch of coverage you don't need? I imagine you can always change the coverage if your situation changes. As long as you are single, I think that is a good idea to only get coverage that applies to you. Unless you are in the business of making the medical profession rich, try and save money when ever you can. I think it is fair to yourself, since in your case there are no other considerations, like dependents.


myLot reputation of 79/100. berlinlife (4345)   ranked 2,158 out of 24,092 in people  3 years ago

See... You understand too! Now I wish that could be done somehow... I don't know if there is a special insurance like that. But I think it is a good idea.

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4. myLot reputation of 79/100. whiteheather39 (13956)   ranked 1,702 out of 24,092 in people   3 years ago

I think that would be very fair. I don't want to have to pay for Viagra and I am pretty sure men would prefer not having to pay for female problems.

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