Did you ever buy things in Installment plan basis?

laptap - I want to have laptap but I'm thinking of buying it cash or installment.
@lynboobsy11 (11343)
Philippines
May 30, 2007 11:47am CST
Did buying things through installment payment more affordable than cash?We sometimes have not enough money to buy things in cash and there's a lot of them offer installment but with interest rate. Yould you grab it or just wait for you have enough cash to buy.
1 person likes this
5 responses
nica269
@nica269 (1395)
• United States
30 May 07
We decided a few years back that if we don't have the $ to buy something we want we wait until we do. We got ourselves in some pretty serious debt and when we got out of it, we made that decision. It just doesn't seem worth it...at least for us.
lynpreety
@lynboobsy11 (11343)
• Philippines
31 May 07
Your right it's very hard, to think of debt when you have to earn the money to pay it. Thanks
nica269
@nica269 (1395)
• United States
1 Jun 07
When you have to earn the $$ for something, it makes you think twice if you really need it or if you just want it, and sometimes it changes the priority.
vikimishra
@vikimishra (628)
• New Zealand
31 May 07
I have bought two things on installment basis. I buy on installment only if there is interest free deal..otherwise not. Firts i bought TV, DVD TV Cabinet , Home theater and VCR for 18 months interest free deal and once i paid that then i bought DVD handy cam for 3 years interest free deal ..Once that will be ovre i planning to buy 60 inch Sony LCD tv ..
lynpreety
@lynboobsy11 (11343)
• Philippines
11 Jul 07
Wow thats great, thanks have a nice day...
ssh123
@ssh123 (31071)
• India
18 Dec 07
No, all our consumer goods have been purchased outright by paying cash and we availed the cash discount of 2% besides the normal discount.
Barin Mehta -Healwell
@healwell (1268)
• Ahmedabad, India
30 May 07
Yes, our life is based on modern system and installment is part of that! I have TV, Computer and refrizerater are with installments but it is affordable too!
lynpreety
@lynboobsy11 (11343)
• Philippines
31 May 07
Yur lucky that maybe in your place it's affordable coz here in my place it's quite expensive and hightest interst rate. Thanks
ladymoonstone143
@ladymoonstone143 (1507)
• United States
30 May 07
Yes, I had stuff on installment basis because usually they have the 90-day same as cash..and when the 90 days is up, there are always other bills to pay. But as much as possible, we buy things in cash because it is way much cheaper that way.
lynpreety
@lynboobsy11 (11343)
• Philippines
31 May 07
Yhaa your right it's seems it better to cash it. Thanks