Becoming wealthy without borrowing money

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Even now there are hundreds of millionaires in the world, and some of them used different methods of getting to where they at. Some started a new business, some had help from other people, etc. However, they say that it takes money to make money, and this might mean borrowing money from places like the bank and loan offices, and this is the kind of money that you have to pay back. In order to recieve your loan money, you might have to "ante up", or put something of real interest or real monetary worth in exchange as collateral/replacement. For example, to get a loan of like $50,000 dollars, you might have to pony up your wedding ring. If you can repay the money back, then you got your wedding ring back. If not, well, I wouldn't want to be an ex-husband in this situation if I were you. Borrowing money to become wealthy, this is the road I don't like. This is the road that should definitely NOT be traveled. The notion and thought of giving something priceless or of sentimental "not for sale" value in order to recieve a high amount of money...I don't EVER want to go down that path at all. I've read moneymaking books by Robert Kiyosaki, and I definitely don't want to borrow money only to end up in debt. It's like using credit cards without the necessary money to pay it all back in the end. I know that there isn't much in MyLot about wealth creation, but please, if you know of another way of becoming wealthy, and not to just "get rich quick", I would love to hear your ideas. Oh, and BTW, here are the conditions: -No puny PTC $0.01 cent click sites -No survey sites. I barely made $10 dollars on survey sites and the rest of the money I tried to make are in the "pending" row. -Must be free sites. No sites that I have to pay to make money -No scams, and I can't stress this enough. Not even any "get rich quick" sites. DEFINTELY NO SCAM SITES PLEASE!!! -No websites that offer just pennies -No referral links, as MyLot doesn't like referral links no matter what those sites are, nor where they are, nor who's doing the referrals. I tried it before and got no referrals at all. -Sites that must accept Paypal, or at least send checks in the mailbox. Thank you.