Balancing the checkbook

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So I have come a long way from overdrawing our bank account all the time. My husband was keeping the checkbook until he lost his job so I have taken it over because he doesn't seem to want to anymore. So anyway I have been doing a good job I think. If I write a check I automatically deduct it from the checkbook as well as all my card purchases. Well the other night he needed the card to get smokes. Well when I go into his pocket to get it out there is cash in there. I asked how much he took out and he said $20. First of all he doesn't use our banks ATM so we get $3.50 fees total. He tries to pick a fight with me about not telling me right away that he took money out. Now I check the balance and the ATM withdrawl was for $40 not $20. I am pretty pissed off cause now we might end up being overdrawn again.