Which Bank did you use (U.S.A.)

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For your federal student loans which bank did you go through? Were you pleased? These are our options Sallie Mae Citibank USBank Wells Fargo ASAP/ Union Bank and Trust It seems to me I have heard unsavory things regarding Sallie Mae in the past, but I am just not sure. Does interest accrue while you are currently at school, or does it not accrue until after graduation and when repayments have begun? I find this whole thing too confusing for my wee mind.