Insurance Companies Suck
By sunnflr
@sunnflr (2767)
United States
July 18, 2008 10:56pm CST
Sometimes anyway. I don't know if any of you remember, but my brother was in a very bad car wreck a little while back. He just found out today that the other person's insurance company isn't going to pay. His insurance company has to pay for his car, and he still doesn't know about the medical bills.
The insurance investigator ruled it no contest or whatever you call it. Said it was each person's word against the other. The thing my husband and I don't understand is how it could NOT be the other guys fault when he turned across the highway and hit my brother. My brother was going straight down the highway and the other guy was turning from the turning lane. They are saying that both lights were green, but it shouldn't matter. His insurance should still have to pay because he failed to yield. I just don't get it.
I'm glad my brother is healthy and I know that's the most important thing, but this is ridiculous.
2 people like this
3 responses
@PearlGrace (3171)
• United States
19 Jul 08
Sunnflr,
That is so frustrating when insurance companies do not agree with the information provided to them. I often wonder if they just decide to make it easier on each one by splitting the costs evenly. Therefore, they just say both or neither were at fault, so each company pays half.
Yes, the most important thing is that your brother recovered or wasn't hurt too badly, but still, dealing with insurance companies can make it pretty irritating.
2 people like this
@KrauseHome (36445)
• United States
19 Jul 08
Sometimes, it just has to be one word against another, and without any real witnesses to verify one thing or another, sometimes unfortunately you will see things happen like this. Even if they know it was their fault, but trying to make it look as if it was not.
All I can say, is at least your brother is alright, and maybe not from this, but if you just look on the bright side of things, sometimes things do not always turn out the way you want them too, but usually the best comes out in the end as well.
2 people like this
@sunnflr (2767)
• United States
20 Jul 08
Sometimes I'm sure it isn't anyone's fault. But if the other guy failed to yield the right of way then seems like he should have automatically been at fault. The police report says it's his fault but evidently that doesn't matter.
I am glad my brother is ok. No amount of money is worth more than his health and life.
@jillhill (37353)
• United States
20 Jul 08
My son just went through that and had to get an attorney and go to court. After a year and a half they finally paid his medical....the guy ran a stop sign...rammed my sons car....spun it around and rammed it again totaling my sons pickup!!! He had whiplash and still has a bad back. He can't lift hardly anything anymore...hope you brother gets it settled!
1 person likes this
