The reason PTC sites don't pay ....

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okay I just have to ask this - my common sense is just not able to figur this out and I am tired of hearing it (and being taken advantage of because of it) Why do PTC sites ever have a short cash flow so that they can't pay members? Why do they take so long to pay - up to 6 months is some cases? What's the deal? I mean, okay, I get the greed on the owners part. I get the mismannagement of funds on the owners part, but still - how do they think they will keep their members in the first place, to not pay them in the second place? I figure a Merchant pays the PTC site for it's ad to be shown. X amount of clicks for X amount of dollars. SO the site gets X amount of "cash" to be divied up as the site sees fit. First the site takes a portion to cover expenses to the site. Then the site owner takes a portion for their "income". After that - seems the final portion should be divied up amongest the clickers based on the TOS that says 1/2 cent per click, 1/3 cents per click etc. The site owner takes that "divy" portion and divides it amongst the clickers it covers...so where is the problem? I can see that in addition to paying the clickers they have the referrals to pay, but (and I say this questionably) don't they account for that in their "divy"? Or is the money used to upgrade or buy referrals, does that money cover the referral earnings nad not the "divy" from the advertiser? I also know that once in the site owners bank account, that money that is left after expenses and owner earnings is taken out, the balance sits in a bank account and earns interest until they choose to disburse it - is that why they hold payment for 2-6 months - so they can earn additional interest on it? And clickers accept it as they don't stop clicking? So if anyone can tell me the why's of why PTC sites have the money problems, I'd sure appreciate it. I have been wit a few GPT sites, and Net 30 or sooner is what they always have done and they have referrals to and they have been around for years and are favs of many - they don't seem to have the problem that PTC has... any comments?