Would invest your money in stock, certificate of deposit, or real estate?

I would say it depends on individual expertise and choice. Bonds and Stocks need different expertise and Real Estate needs different skill sets. There is no guarantee for any investment. If real estate would have been increasing 5% per year at average rate then all would be using it as a tool for investing and getting rich. If you ask someone who is into stocks he will say the same that stock prices are increasing at an average rate every year. Now recession is there so most kind of investment vehicles are in trouble. If there was any single formula everyone would have been Warren Buffett or Donald Trump. One is mainly into stocks and another mainly into real estate. How can one is better than other? They are examples for each fields to indicate that one can excel in investing no matter what the field but only if he understands what he or she is doing. So one is not better than other, success depends on Investor and his knowledge and his ways of managing his investments! Happy Mylotting!

I am a risk averse person i.e. I don't have any problems in taking risks but the necessary condition for taking any risk is it should be coupled with higher expected returns. The certificate of deposit is a risk free asset with a lower expected return. Given the present day markets, specially its volatility, it is unwise to invest in stock market but one can obviously do some intra day trading or try options and futures trading. Coming to the third option, the present prices of real estate is already sky high, and from this stage it is going to fall, hence investment is not profitable. So given these three possibilities, I would prefer to invest in certificates of deposit.

Investing in real estate is more practical in that the land is always there, even if the buildings burn down or deteriorate the land always has value. You can grow things on it, raise animals if on farm or ranch, grow crops, trees, build on it, rent it out, fix it up, it does not go away. It may increase or decrease somewhat but it is solid and there for use. Stocks are not, they are risky and not always safe or reasonable or practical. They can be lost, they are on paper or just figures not real. As long as they pay they might be good but when things crash, people who invested can lose everything except the land. If the land is paid for and used it can make you money even when the stock market crashes. You can grow things to sell on it and have something to show for your effort and time. It is something to hang on to and build on. Liquid assets are nice but the fact they are liquid means they can diappear as well.

[b][/b]As I read all the responses here, everybody had good points, because I don't know anything about stocks, I might as well invest in real estate. As one mylotter said, land is always there, you have the option whether you want to sell or to lease it,when you find a good selling price.

Investing in the stock market allows a higher gain percentage in a short period of time. With the same capital, it can double easily in stock market but not so in real estates. Of course, you can buy a flat based on mortgages but that is equally doable of using margin to buy stocks (which of course is extremely risky). My preference is to invest small in the stock market and put a larger one on real estates to balance out the risks.

I think who like to invest in The real estate, don't like the risk but the real estate are not liquidity.For me,i like to buy the stocks to chance in the gain benefits and dividence.Although the stocks have high risk.I like to buy bonds for spreading risk and good dividence more than Deposit banks.

I am not expert, however I think the real estate prices are the lowest for many year, and I view it as the best time to go in provided you have the money.

its all based on your decision and knowledge. Not everyone making loss in stocks, and not everyone making profit in it either. So, practically, it is based on your knowledge on something that you want to invest in. So if you have a good knowledge in real estate, then for sure you'll gonna make more profit sooner or later. =)

I will suggest you that if you are having throgh knowledge with market companies.Then you can invest money in share bazaar with views of market analysist.This quarter is good to invest money.You can earn a little with up and down market.Most of the time is market is like bull.

I invest my money in stock and the real estate. If I could earn more money,I would buy more real estate.As it would earned at last.