How to raise money?

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What you do when you are having no money nor you expect money coming from any source and the situation warrants for urgent money requirement. Problem is exagerrated when loan istalments have become overdue. Turning to internet is also not helpful as you hardly get one or two pennies and that also is credited to your account after several months. Home-based jobs, affiliate work or other internet work also don't help you as most of such companies disappear after grabbing your money or they never give you the work for which you have become member after paying certain amounts. or nobody purchases the products for which you are doing affiliate marketing. So, what should I do when loan instalments have become overdue and I have to run my family with very small pension?