Paperwork! Hide it under the bed!

First, I go back to my college training, I read the dark print,titles, hightlight, italics,and words under pictures (if you're lucky and there are any). Second, I tell myself, "the sooner I get this done, the _____________" whatever the reward or doing it in the first place. For example, the sooner you do this, the sooner they will process your pension. If you don't do something with it, you won't get your pension or if you are getting a pension, any changes or differences won't be known to you. In this case, I would tell myself how lucky I am to have a pension, many people don't and on the news last night, they're thinking about lowering and even taking pensiions away in some places. I'd read and sign while you still have one. Any $ coming in automatically is a bonus. One of the things they often have you choose is when you get your $ like monthly, quarterly, or yearly. Another is to double check or choose beneficiaries. Plus whether just you gets the $ or you and a spouse. So there are usually important decisions to make. Plus double checking to make sure they gave you credit for all of the work that you've done. They might have left something out of your past history. Esp. in my case, I worked for several state and county entities that are all under one pension. Hopefully, now yhou have more reasons to dive into it with either a cup of coffee or hot chocolate or tea. Good luck, be happy, and happy steady income to you!

Yes I do! I typically do set it aside for awhile, and get to it when I'm feeling more motivated to do so.. but I make sure it's somewhere where I'll see it and not forget about it, or I'll send myself a reminder (e-mail, text, or maybe just a post it note somewhere). I dealt with that last week. I did all my forms and applications to continue my financial aid for school, then I got an e-mail saying I was randomly chosen by the state to verify my financial status, so I had to print papers and fill them out, send in my tax forms, and all this other junk. That made my head spin! I did all my taxes online so I don't have a paper copy.. and it was just maddening. So I forgot about it that day.. but still had the e-mail so I knew I'd see it again. I went in the next day and got to work on figuring out what they wanted and how to get it to them.

Whenever I see paper with lot of legal and financial jargon, my head starts spinning so badly I cant even bend to stuff it under the mattress LOL…and then the companies actually expect us to go thru all that fine print… wonder if ANYBODY at all goes thru all that Terms & Conditions!!! Thankfully, I have my hubby who does all the bank and financial and tax and investment and…. (you get the point???!!!) for me. He tells me often to at least know in details what’s going on but then everytime I make up my mind, my determination is gone the next minute LOL

I do procrastinate when it comes to something like that...I hate trying to read the fine print and understand what the heck they are saying! Sometimes there are terms involoved that I don't know so I feel like I befogged by all of it!

Oh yes, your reaction is common. I simply put the crap on the dining room table and leave it for a few days, although I know I should take care of it as soon as I can. I am always suspicious of things that take up so much paper--there must be something in there that they can use to screw me!! So I eventually read it but why can't they just use one or two sheets of paper? I'm automatically suspicious of anything that takes more than a couple sheets of paper to explain.

I used to throw it all aside. But lost in the small print can be things that can catch you out. Like one of my Dad's insurance policies that can only be cashed at maturity in April. If he wants it early all he gets back are his payments. The paperwork was so complex that even his accountant missed that fact. Fortunately his broker knows the policy well and caught it before he ended up reinvesting for another 10 years - he's 86! He had to have made his decison by 31 December. So check that you have all the angles covered before binning it. Of course sales literature goes straight into the recycle bin.