do u believe Ameriplan is a scam??

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I found out, thru one of my surveys that i do, about Ameriplan and they are hiring ppl to work from home right now! only problem is my husband said its a complete ripoff bcuz-he says-a few month or weeks ago they did this tv interview about that company and alot of ppl are being riped off by ameriplan. i dont know what the whole story is but they today in fact they sent me phone numbers and websites to virify and confirm that they are in fact legit. Are they??? I emailed Kristy-the lady who sent me the numbers and websites and stuff- i was like i thought u were going to pay me for working for u..because they asked for $20 a month for training. its basicly selling medical, dentle, vision and other insurence to ppl online by probably placing links to a webpage or thru ur blog or something like that.... i haven't done anything yet, im going to verify the numbers first and do research by calling the BBB and inquiring about them..im also going to call some clinics and eye care places and hospitals to see if they accept ameriplan or not and go from there...i think thats a good thing but I WANNA KNOW FROM MY MYLOT FAMILY, WHAT YOU THINK ABOUT THIS AMERIPLAN.....and dont tiptoe around my feelings, im just saying Thank you all and have a gread day mylotting =)