Insurance Handbook -- issued by IRDA
By ravisivan
@ravisivan (14082)
India
August 12, 2012 9:11pm CST
I received an email from one of the life insurance companies in Mumbai informing that IRDA (Insurance Regulatory Development Authority) has come out with Insurance Hand book and they sent the link also. I have downloaded the same.
http://www.policyholder.gov.in/uploads/CEDocuments/Life%20Insurance%20Handbook.pdf
Those in India -- can see its usefulness and get doubts clarified.
5 responses
@yugasini (12892)
• Secunderabad, India
13 Aug 12
hi ravisivan,
it is very nice hear that you have received hand book issued by IRDA and with link about Insurance, i do have lot of policies and all are expired due to economy problems only one policy in force, that is enough , if any doubt arises about Insurance i will ask you for clarification, thanks for the information,have a nice day
@ravisivan (14082)
• India
13 Aug 12
Yugasini:
yes. please write to me thro PM if necessary and I will clarify your doubts to an extent possible. good day.
@yugasini (12892)
• Secunderabad, India
13 Aug 12
hi ravisivan,
thanks for the response and thanks to extend help to me in clearing my doubts about the Insurance policy, at present i does not have that much doubt and i think,doubt may not arise, i am paying little amount that is ten thousand rupees for year per one lakh insurance,so no doubt at present,if i need surely i ask you,have a nice day.
@fantabulus (4000)
• India
23 Aug 12
But sir what is the use of this book. After creating my Life insurance I got some papers only.
@ravisivan (14082)
• India
23 Aug 12
yes. you have got papers. I am sure you would not have read even 5% of it. I took nearly 20 policies in my life and probably 16 or so matured already - believe me - i never read any policy even one per cent content.
So retaining this hand book will be of use when we have problems. - take policy- pay premium regularly- tell our relaties--make nomination properly. anything happens to the policyholder the nomine will get the money without any problem.
@ravisivan (14082)
• India
14 Aug 12
Vandana:
I am happy this document will be useful for you. I suggest you send this to your friends and relatives who may need it also. it is a free publication.
good day.
@rollylolly (2843)
• India
13 Aug 12
Thank a lot ravi sir for the link . I think many will benefit from it in respect of clearing their doubts regarding the new insurance rules , amendments or annexures whatsoever .
@ravisivan (14082)
• India
13 Aug 12
yes. you are also from India. It will be of a great help to indian policy holders for clarifying their doubts regarding life insurance policies.
@idea24share (439)
• India
16 Aug 12
Thanks for giving the link. It is basically telling the policies for whom it is suited. I think it should tell the pros and cons of every policy so that people can understand it clearly and invest in the right policy that suits for them.
@ravisivan (14082)
• India
23 Aug 12
yes. further details we can know when we talk to insurance agents or browse the internet on life policy complaints etc.
