Personally speaking..

@sharon6345 (201950)
United States
February 22, 2016 9:13am CST
I think it's best for me to make a budget every month for my earnings. I get paid once a month and twice a month I do a budget. I get that done three times fi need be. There are things that come up and need special attention. I just did my budget and it leaves me with a little over $100 and that is not good. which means I will be making another next week if I can get something paid off this month. I still have cash in my purse to be deposited. That needs to be done asap. Do you find making a budget works for you too?
4 people like this
4 responses
• United States
22 Feb 16
Yes I do. Mine is basically the same each month. I do take a look through out the month tho to see if there are any adjustments to be made.
2 people like this
@vandana7 (72823)
• India
22 Feb 16
Wise one...
2 people like this
• United States
22 Feb 16
@vandana7 Yeah must be so wise to be paupers lolz vandy
1 person likes this
@vandana7 (72823)
• India
22 Feb 16
@TiarasOceanView ...Aw Oshy...
2 people like this
@vandana7 (72823)
• India
22 Feb 16
A few years ago, I prepared a comprehensive budget. Then annually, I increase it by 10 percent which is the inflation rate out here..on average. The system has worked well for me...so far. I kind of direct income into a separate account for that and there is no further encroaching on the rest of the monies for clearing home loans, etc.
2 people like this
@sharon6345 (201950)
• United States
22 Feb 16
That was something good for you. I wish you the best.
3 people like this
@vandana7 (72823)
• India
23 Feb 16
@sharon6345 ..thank you. :) I have another two and a half years of loans rather two years four months of loans to go..lol. Then I will be a free bird. :)
@sharon6345 (201950)
• United States
23 Feb 16
@vandana7 I have one for two years but I am paying extra to get it paid in a few months.
1 person likes this
@jstory07 (83703)
• Roseburg, Oregon
23 Feb 16
We have a budget that works for us now. But we will have to do another one in April when we move.
1 person likes this
@sharon6345 (201950)
• United States
23 Feb 16
That is great I wish you luck..
@celticeagle (123534)
• Boise, Idaho
23 Feb 16
I always do a budget. I usually have them done three months in advance. Right now I am paying off having the carpet cleaned in three installments. So glad he will work with me for it is nearly $300 to get them done!
@sharon6345 (201950)
• United States
23 Feb 16
After that you might try removing your shoes at the front door. I have tile and it saves me from having to mop all the time. Carpet would be the same for me even worse.
1 person likes this
@celticeagle (123534)
• Boise, Idaho
23 Feb 16
@sharon6345 ...I have them do just that.