I Called the Bank

@just4him (323168)
Green Bay, Wisconsin
March 22, 2016 3:04pm CST
I found the phone number and called the bank just now to find out what game they're playing with me. After being on hold for a couple minutes she came back and told me the loan has been transferred. I don't know how they can transfer something and not have all the paperwork go with it. It makes no sense. So now I wait to find out if he's going to contact me. I called the number she gave me and he wasn't available. The letter I got had the same letterhead for the bank, so maybe it's another department of the same bank. Oh and this time it's in Florida. I asked her what area code it was she gave me. So you guys from Florida, where is 305 or is it the whole state? So that's the news from the bank, so far. I'm sure there will be more news in the coming days. Thanks for reading.
11 people like this
12 responses
• United States
22 Mar 16
I thought they said the application was incomplete? How can they transfer without having all of the necessary information that they so claimed your application lacked? Sounds fishy to me.
3 people like this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
They first said it was complete two or so weeks ago. Then I got the letter this past weekend that they wanted more info - they lost said docs again. So yes, I wonder why they would transfer it without it being complete as well. Not smart on their part.
1 person likes this
@jstory07 (148701)
• Roseburg, Oregon
23 Mar 16
@just4him Sounds very strange to me.
2 people like this
@Elizaby (6902)
• Pensacola, Florida
22 Mar 16
Florida has many area codes 305 is down in the Miami area and Florida keys
3 people like this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
Thank you. I appreciate knowing where that call will be coming from.
1 person likes this
@maezee (41985)
• United States
22 Mar 16
This has happened with my student loan but they notified me in writing that it was taking placr. Sounds frustrating
2 people like this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
It is. But hey, if they're going to keep doing this stalling thing with my loan, I'll be here longer. It will take that much longer for it to go to sheriff's sale.
@marlina (154103)
• Canada
22 Mar 16
Sounds like a very uncooperative bank.
2 people like this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
So far it has been. However, the longer they are uncooperative, the longer I stay here.
1 person likes this
@Jessicalynnt (50523)
• Centralia, Missouri
23 Mar 16
that's...wow. just wow. I think they are setting you up to fail.
1 person likes this
• Centralia, Missouri
23 Mar 16
@just4him If only you had a lawyer to help, but that requires fundage, and if you had that, you prob wouldnt be needing to deal with this.
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
@Jessicalynnt No I wouldn't. It would be nice to see this all settled. I just wish they hadn't transferred the loan, but I know banks do that all the time.
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
They're setting me up for something. I know only one thing - I'm not leaving until there's a sheriff's sale and an out date.
2 people like this
@rakski (156200)
• Philippines
23 Mar 16
oh I hope you will be able to wrap this up.
2 people like this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
So do I. It's been going on for several months, and the foreclosure process started over a year ago.
1 person likes this
@Marcyaz (35316)
• United States
22 Mar 16
Well my goodness what will that mean or you then? My son is waiting on the bank to call him as he will get the house but just needs to wait on the final paperwork.
1 person likes this
@Marcyaz (35316)
• United States
23 Mar 16
@just4him Then it is a good thing.
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
It means I'm still waiting. The longer I wait, the longer I stay.
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
@Marcyaz Yes it is.
1 person likes this
@jstory07 (148701)
• Roseburg, Oregon
23 Mar 16
It is hard waiting. I hope you will hear from them soon.
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
Me too. I want to know what bank it's with now, as a letter I got for the homeowners insurance shows it's no longer the bank I've been dealing with throughout this whole process.
@Tampa_girl7 (54714)
• United States
23 Mar 16
You poor thing. It is quite a mess. I hope that you get some answers soon.
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
So do I. I hate the waiting. I would like it all settled. But the longer they take the longer I stay.
@Drosophila (16568)
• Ireland
23 Mar 16
Good luck with the bank! You are ever so patient
1 person likes this
@Drosophila (16568)
• Ireland
23 Mar 16
@just4him I am sure this will turn out fine.
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
I'm not going anywhere until it goes to sheriff's sale, and the more they stall and lose the docs and transfer the loan, the longer it will take to get to that point.
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
@Drosophila However it turns out will be for the best.
1 person likes this
@DianneN (254949)
• United States
22 Mar 16
I think you should keep calling, and if you don't hear back, go to the bank. I'm in area code 561, so have no idea where in FL that bank is. I'm dying to know which bank it is, though!
1 person likes this
@DianneN (254949)
• United States
23 Mar 16
@just4him Good luck -- this time!
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
@DianneN Thanks. I found out I'm not dealing with the same bank. So now I wait to find out what bank I'm dealing with now.
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
@Elizaby said it was in the Miami - Florida Keys area. I expect he'll be calling and when he does, I will request another packet, and get those copied before sending them out, and per your suggestion, take them over to the bank for confirmation I've sent the entire packet to them.
1 person likes this
@Lucky15 (37391)
• Philippines
22 Mar 16
Hoping they will give you more answers than puzzling you :(
1 person likes this
@just4him (323168)
• Green Bay, Wisconsin
23 Mar 16
That would be nice.
1 person likes this