Pay U money mobile app

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Hi Mylot friends, After long time once again I'm posting here, due to that my laptop was not working well the letters are jumping when I'm posting something. Last month I have installed ' Pay U money' mobile aplication in my mobile and I have transferred rs 500.00 from my credit card. Now I do not know how to use the money in this application, there is no option to recharge any mobile for talk time, I can send that money to any bank and I do not know how to withdraw that money. If any body from India using this ' Pay U money' application guide me please.