Some Good or Something Bad

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Over the years there has been many opportunity open up on line for us to make some kinda of living or extra income. There is something that I have been trying to make something happen with for a while called swag bucks survey and shopping portal that you can make points that add up to dollars and or gift cards. So since the popularity or smart phones applications swag bucks made a application simulated quiz show were you answer questions and if your the best or tie with the other players you can money in your pay pal account. So a lot of people thing this is fixed to draw down the money or points people make with swag bucks its like gambling your winnings away. Is this a good thing or a bad thing what do you think.