Credit Card: Do you have one (or more)?
By Wise Ghost
@WiseGhots (14603)
February 27, 2019 11:12am CST
I know how simple and practical they are to use.
Not to mention the convenience of being able to walk with no money printed in the wallet (avoiding loss or theft). But, I particularly don't like them for one reason: the fees that banks charge! 
So, the best way out for me is to save enough money to buy the things I want / need. How about you, folks?!
YES or NO for credit cards?
So, the best way out for me is to save enough money to buy the things I want / need. How about you, folks?!
YES or NO for credit cards?14 people like this
16 responses
@LadyDuck (502148)
• Italy
28 Feb 19
@WiseGhots You only pay interests if you do not cover by the end of the month. I always do.
1 person likes this
@db20747 (43419)
• Washington, District Of Columbia
28 Feb 19
@WiseGhots And now I've Discovered I can't pay the bill!!! Get it, the Discover Card, Discovered Cant pay the bill!!!
1 person likes this
@janethwayne (5191)
• Philippines
28 Feb 19
@WiseGhots My partner said that if I have a credit card I spend too much so my credit limit will be 5000 peso only not 100 thousand pesos.So,I did not apply.
1 person likes this
@WiseGhots (14603)
•
28 Feb 19
@janethwayne Prefer always to pay in cash, Janeth.
1 person likes this
@Nickzter1331 (4229)
• Philippines
14 Apr 19
i have two credit cards as of now. it is use of course to save some money while im still a student.
1 person likes this
@Nickzter1331 (4229)
• Philippines
15 Apr 19
@WiseGhots cause after I graduate.. Goodbye allowance..
@KrauseHome (36445)
• United States
5 Mar 19
If you can handle them, they are OK. Right now we only have 1 and that is plenty
1 person likes this
@youless (114117)
• Guangzhou, China
28 Feb 19
I have about four credit cards. They are convenient to use them. I like it because I never want to bring a lot of cash. Besides, the bank will give me some gifts according to my consuming. Such as lately I got a smart bracelet from my credit card bank and I am so glad to it.
1 person likes this
@LovingMyBabies (85923)
• Valdosta, Georgia
27 Feb 19
NO! If I can't afford it, I don't buy it. Simple and debt free is how we live and love it! =)
1 person likes this
@ShyBear88 (59342)
• Sterling, Virginia
27 Feb 19
Both me and my hsuannd have credit cards but only 2 for me 3 for him and most are all paid off and we only paid off.
1 person likes this
@MarshaMusselman (38865)
• Midland, Michigan
28 Feb 19
I agree it's best to stay away from that trap although we've swim those waters too often, unfortunately. Recently we've decided to eliminate all cards and pay off the debt before retiring. It may take four or more years but we see the light at the end of the tunnel now.
1 person likes this
@arunima25 (93194)
• Bangalore, India
27 Feb 19
I have one and that is my main means of all transactions. I love to collect credit points and cash it out or exchange it at the end of the year for some good gifts. It is convenient and profitable to use.
1 person likes this
@arunima25 (93194)
• Bangalore, India
28 Feb 19
@WiseGhots Yes, it is quite profitable at the end. In last few years, I have managed save a lot with my credit points.
1 person likes this
@SophiaMorros (5044)
• Belews Creek, North Carolina
27 Feb 19
I have two. One for online purchases that gets paid every month and gives me back a percentage of what I spend (no fees if I pay it off every month). And one for fuel purchases. That also pays back a percentage and is also paid off every month with zero fees.
1 person likes this
@Hannihar (130150)
• Israel
24 May 19
@WiseGhots
Yes, I have credit. I have one because I do not like to be bogged down with too many.
