Hard to Collect Debts
By @acelawrites
@acelawrites (19272)
Philippines
September 25, 2019 2:54am CST
Now that we are relying on my husband's monthly pension, I thought of going after people who borrowed money from us.
They failed to show up or pay their debts, in spite of us persuading them to pay; even on an installment basis to make it easier for them. We didn't charge any interest; even a centavo, yet they refused to pay what they had borrowed for so many years now.
It is really hard to be so kind to people who shed tears while persuading us to lend them our heard-earned money. Now we need it most.
Do you also have such an experience?
15 people like this
14 responses
@ilocosboy (45155)
• Philippines
25 Sep 19
One of the hardest things to do in this planet... collecting payment of debts. When they needed money they are the kindest people, when payment come they are the hardest to find. So many post in Facebook regarding this matter.
4 people like this
@acelawrites (19272)
• Philippines
26 Sep 19
It is true, now I pity ourselves for being so kind to them, during those days that they needed it; now we need it and they were nowhere to be found!
@louievill (28846)
• Philippines
25 Sep 19
These kind of debts are what Filipinos call " lista sa hanging" ( list or write it in the wind) , very hard to collect and very seldom paid by very ungrateful people
I'm very sorry hope they find the heart and conscience to pay you back.
I'm very sorry hope they find the heart and conscience to pay you back.3 people like this
@louievill (28846)
• Philippines
26 Sep 19
@acelawrites it's not about knowing if you need it or not, it's all about knowing their obligations and be responsible to pay you back, I hate such kind of people
1 person likes this
@acelawrites (19272)
• Philippines
26 Sep 19
Yes, am so angry with them now; they abused our kindness. They did not know we needed it.
1 person likes this
@acelawrites (19272)
• Philippines
26 Sep 19
@louievill yes, they are so ungrateful!
1 person likes this
@rsa101 (40952)
• Philippines
26 Sep 19
@acelawrites Oh I see. Anyway you'll have to be more patience when relatives are concerned since you also know their situation if they can pay or not.
1 person likes this
@acelawrites (19272)
• Philippines
26 Sep 19
Most of them were relatives; they always thought we have so much money.
1 person likes this
@LadyDuck (502208)
• Italy
26 Sep 19
@acelawrites I know how they do, they act like they would die if you do not give them money and then they do not even say thank you.
@acelawrites (19272)
• Philippines
26 Sep 19
It's such a pity thing; when they needed it, they begged in tears for us to lend them; but after years, they are nowhere to be found!
1 person likes this
@JudyEv (381837)
• Rockingham, Australia
26 Sep 19
@acelawrites I hope so too. It is very unfair for them to borrow money and not return it.
1 person likes this
@acelawrites (19272)
• Philippines
26 Sep 19
Am just praying that their conscience strike them and pay us; even not the full amount we lent them.
1 person likes this
@acelawrites (19272)
• Philippines
26 Sep 19
I could not but feel so sorry about it.
1 person likes this
@acelawrites (19272)
• Philippines
26 Sep 19
Thank you; am just hoping they would come and pay us.
1 person likes this
@TiarasOceanView (70020)
• United States
9 Oct 19
Oh yes I have a person that never paid me back ever.
I hope you get them.
@Letranknight2015 (52665)
• Philippines
25 Sep 19
Then don't bother lending money anymore if they're not going to pay. I admit I feel guilty that there are still some debts we haven't paid. Like the amount we owe from the hard ware when we got materials from building the commercial space. My mom had almost that kind of problem with people asking for money, but she never tells me how she dealt with them.
1 person likes this
@acelawrites (19272)
• Philippines
26 Sep 19
I think you have the reason why you did not pay that hardware store. It is really hard to persuade borrowers to pay.
@crazyhorseladycx (39503)
• United States
25 Sep 19
folks'll suck ya dry if'n ya let 'em, with no care 't all to the hardships ya helpin' 'em may bring ya. they jest don't care. i quit loanin' funds years 'go. will pay a necessity bill fer 'em (electric/water - no phones, cable t.v., etc), e'en 'd go to the grocery store'n buy 'em a bill 'f groceries ('gain, essentials). once ya do that, ya can still kiss those funds good-bye. they'll ne'er e'en offer to repay. the 'nly consolation bein' ya know the funds'd not been squandered'n 'wants' 'nstead 'f 'needs'.
1 person likes this
@crazyhorseladycx (39503)
• United States
26 Sep 19
@acelawrites i hear ya, hon. we've the same troubles here. lots 'f medical bills. nope, they care not that'cher strugglin' 'n stressin'. those folks're jest too self-absorbed. 
@acelawrites (19272)
• Philippines
26 Sep 19
Yes, we have so many bills to pay now; also for health maintenance. They borrowed and yet did not have the conscience to pay!
1 person likes this
@Alexandoy (65302)
• Cainta, Philippines
25 Sep 19
Some 20 years ago I stopped lending money to people.
2 people like this
@DianneN (254949)
• United States
26 Sep 19
@acelawrites I’m sure it is. I can’t believe that no one will return the money they borrowed from you.
