Thinking of success / myLot

United Kingdom

November 4, 2020 5:29am CST

I tried to learn how to drive a car and it was challenging. I almost failed at learning because I got fed up failing my practical driving test. I stood by my dream to pass it in 2010. I thought I must try harder to pass so I told myself she is my friend and we are going for a drive. It worked for me and I passed my practical driving test. Also in 2010 I took out a mortgage for my bungalow. I went to see a mortgage adviser in 2012. I asked if I could change from another 23 years to 10 years and the lady let me do that. In 2013 I began overpayments to my mortgage. By January 2016 I had an idea how to pay it all off. I got targets: owe 25,000 in January 2016 and be at 10,000 by January 2017. Then I used a regular saving account to build up to cash supplies to pay off my mortgage. In June 2017 I paid off my mortgage.

8 people like this

9 responses

jdbc

@jdbces (1843)

• Philippines

4 Nov 20

Youre doing great!

1 person likes this

maximax8

@maximax8 (31042)

• United Kingdom

4 Nov 20

Thank you. My goal setting worked for my mortgage. For my practical driving test I had to pass by an examiner.

1 person likes this

jdbc

@jdbces (1843)

• Philippines

4 Nov 20

@maximax8 I hope that you'd pass.

Arya

@yoalldudes (35030)

• Philippines

4 Nov 20

I'm proud of you for facing your challenges head on. Congrats.

1 person likes this

maximax8

@maximax8 (31042)

• United Kingdom

4 Nov 20

Thank you. It is worth trying hard with challenges. Later in my days of trying to pay off my mortgage it was a time mortgage lenders made their mortgages more challenging to pay off. I wished to raise my monthly direct debit. In the end after asking the lender a lot I met with an on-line mortgage adviser. She let me because I showed her 18 months of me paying a higher payment. Therefore the lender allowed me.

Arya

@yoalldudes (35030)

• Philippines

5 Nov 20

@maximax8 I am also working hard to be clear of debt.

Notlilie

@prinzcy (32299)

• Malaysia

4 Nov 20

Those are awesome achievements

I learnt to drive a car when I was 21, stop to drive for a while, then driving again when my dad passed away. It's a struggle after stop driving for so long. Yet I managed to do it after forcing myself. Good luck on your goal. Hopefully you'll be able to achieve it.