do you believe in having credit cards?
By itsjustmeb
@itsjustmeb (1212)
Canada
February 21, 2007 9:47pm CST
I personally don't have any . With good reason of course. I think if you want something bad enough, you can make payments without using credit, or you can save up enough to buy a item outright. I don't believe in using credit cards for kids items, because once they grow out of them you are STILL paying on the credit card.
Do you believe in those expensive pieces of plastic? I know I sure don't!
3 responses
@CallMeDaddy (535)
• United States
22 Feb 07
I believe that you should have credit cards for certain things that require you t ohave them in order to be approved such as a car rental, or a video card. I think before you get one you have to be responsible enough to know that they are designeed to keep you in debt. that way you don't abuse them.
@crimsonblues (1191)
• United States
22 Feb 07
I dont have any credit cards. I dont have any money! So my theory is that I'm not gonna be able to pay for them, so I dont need anyhting I'd be buying with them - I'm not going to have one. I dont think you should have them if you cannot pay for them.
@SilPhil (267)
• Australia
22 Feb 07
I don't have a credit card, and I don't plan to ever get one. If I don't have the cash to buy it now, then I'm not going to get it.
If it's more than I would like to pay cash in one day or whatever, I just layby the item and pay it off over a few days, or even a few weeks.
