1st time trying to buy a home
@easymoney75503 (1702)
United States
March 22, 2007 9:19pm CST
this is the first time i have ever tried to buy a home. i have lived at this place for 3 years and i love it. i was going to buy it from the owner as an owner finance. my credit score is alittle low it is a 587. i have no credit really is the problem. i have always paid cash for what i get. anyways the owner past away feb 20th and it was a shock. he was like a dad to me. his kids now have the property and they dont want it they just want the money. they will sell it to me but i have to pay everything right now not owner finance. i have a firend that will co sign for me and she has outstanding credit but we are having a hard time finding someone to help us. the property has a main house, metal shop like a garage, 4 mobile homes that are rented out, and a little over 2 acres. they want 60,000 for everything. the property has always been low rent cause he rented to people that were having hard times and jsut needed help. we are all like family out here. it is in the country. the property makes abut 1000.00 a month in rent. it needs alot of repairs but everyone here is willing to wait and help. we can make the payments just off the rented out homes. no one here can afford to move. no one here wants to move. we all love each other, help each other, and love this place. we have wanted this place since day one. the man that owned this kept this place cause he wanted to help people that is why we want it too. we want to help families that have hit a ruff spot and just need a cheap place so they can provide for there family. we all help each other and i want that to continue. all the mobiles are 3 bedrooms. they rent for 250 a month. if anyone knows some place , a way, anything please respond. there are 5 families here that really need help in keeping this place.
2 responses
@sumofalltears (3988)
• United States
23 Mar 07
Do a search on line for mortgage and apply for one....you will get dozens of responses to your inquiry and I am sure one of them can help you out.....talk to them and tell them what you need and they will find a way to work it out for you.
1 person likes this

@sumofalltears (3988)
• United States
23 Mar 07
then start talking with other lenders....wells fargo works hard to get people the loans they need, and maybe ditech could do something.....Have you tried any local banks?
1 person likes this
@easymoney75503 (1702)
• United States
24 Mar 07
i have tried a few banks. i havent tried wells fargo though. a few people keep telling me they are good about helping. i will try them monday. i am willing to try anything now. i even asked my old step dad if he would buy it and let me buy it from him for 20,000 more then he pays if he will owner finace it. lol he doesnt want to be that close to my mom though lol.

@wittymomma (103)
• United States
10 Aug 08
Wow! I have no advice but I wish you were near us or vise versa lol. I have a family of 5 and we are trying badly to find a place we can afford lol. if only more people in the world cared about helping others rather then getting rich ugh...
Good luck on getting help!! I really hope you guys get to keep it...



