Do You Own Your Own Home?

A Beautiful Home -  This is a picture of a beautiful dream home wouldn't you like to live hear?
@Rozie37 (15499)
Turkmenistan
May 12, 2007 9:51pm CST
One of the biggest American dreams is to own your own home. It is also one of the best investments. Do you own your own home, condo, trailer, Do you rent a home, or an apartment? Right now, I rent and apartment, but like everyone else, my dream is to own my own home and/or condo. I would not mind having both. It is good to have a front and back yard for the kids to run around and play. There is a freedom that comes from owning your own home, that nothing else will ever give you. I also like community and that is what would make a condo nice. For the summer and on weekends even, get the pack the family up and head out to the condo and hang out with friends, barbecue, have swimming parties and a really good time. My sister is buying a duplex home. She is renting out the upstairs home to help pay the mortgage. This is and excellent idea. The tenant upstairs is a well off teacher who just wants to live in a house in this area, no matter what the cost, so, they are helping each other to achieve what they want. My sister was thinking about selling the property and moving from California to Atlanta, until she found out that the property is now worth 1 million dollars. She has six children, she needs to stay put. Her mother-in-law purchased the property at a really good time and now it is worth more. I can't wait to own my first home.
2 people like this
11 responses
@mamasan34 (6520)
• United States
13 May 07
No, I do not own my own home as of yet. My husband is in the military and we live in on post housing. It isn't the greatest, but we just aren't ready to buy a house, especially when we are moving every couple of years. It is not the time to buy for us anyway, the real estate costs are so high right now!
2 people like this
@Rozie37 (15499)
• Turkmenistan
13 May 07
First of all, I would like to say thank you to your husband for serving our country and to you, for standing behind him. Anyone who serves is my hero. I understand what you mean, buying a house can be a burden. It is one of the biggest and most important purchases you will ever make. I would not worry to much though, you husband is laying the ground work for a road to much success. Be patient, and view this time in your life as one big adventure. I have had to move around a lot in my life and I know it can be very taxing. Make it fun though. I am the only person that I know that can pack up everything I own and be ready to move in one day.
2 people like this
@mamasan34 (6520)
• United States
3 Jul 07
Rozie! I know how that goes, I can pack a house up and have it ready to go within a few days. I am not quite as good as you though! One day wow! By the way, thanks for the best response rating, I truly appreciate it!
@mamasan34 (6520)
• United States
3 Jul 07
by the way, I did want to say thanks for the nice comment about my husband. He does do a good job over there and he loves his job, he doesn't consider himself a hero but I sure think of him and his guys as hero's. I am glad that you do too! Thanks! We appreciate all the support.
@us2owls (1681)
• United States
13 May 07
Yes I own a home in Illinois, it sits on an acre of land - it is an old house and needs some work done on it which we are doing or having done a little at a time. Right now I am looking for a home in the Gulf Coast area because my better half who has been a lifelong resident of the UK can't stand the severe cold of the Illinois winters. He has agreed to move with me to the USA if we can find a place where it is fairly warm year round. I have been waiting 10 years for him to say this so as you can imagine I am searching for something on a daily basis.
@Rozie37 (15499)
• Turkmenistan
13 May 07
This sounds very exciting. It is good that you were able to come to a compromise. Hope you find exactly what you both are searching for.
@tess1960 (2386)
• United States
17 May 07
Take a look at Arizona and Texas also, not just Florida. Also try to find a town that is similar in size to where he is now. I can't imagine living for 10 years without my spouse with me. That must be so hard.
• United States
14 May 07
Well, it is a good idea of owning a home! But, the idea sounds to good to be true! You really need to have someone go through the house you want to buy and make sure it is in good condition. The reason I say that is because I bought a mobile home and didn't have it inspected before we finished buying the home now we have alot of work to do to it before we can actually call it a home! It has taken us 2 years to get where we are in the house but it still has a long way to go!!
@Rozie37 (15499)
• Turkmenistan
14 May 07
I am very sorry to hear that this has happened to you. It is so hard to trust people today. Too many people are out to take advantage of others and it makes me very upset. I hope that you will be able to get your home completed as soon as possible.
1 person likes this
@dlkuku (1936)
• United States
14 May 07
We finally bought our first house a little over a year ago. We really were forced into buying, we wanted to rent initially when we transferred from one state to another, but we own three dogs and noone would rent to us because of the dogs, so we ended up buying. But we got a really good deal, a nice two bedroom, two bath home, totally remodeled on a half acre lot in a really nice neighborhood so I am not complaining. Besides, it's ours and we can do what we want, we don't need permission from some landlord to paint or remodeled, and the investment is ours and we don't have our hard earned dollars going into a landlord's pocket.
@Rozie37 (15499)
• Turkmenistan
14 May 07
This is the kind of freedom that I am speaking of. This is my dream. You can do what you want with your own property and don't have to get permission from anyone to do it.
• United States
13 May 07
There is a lot to owning your own home, but with anything there is good and bad. I happen to own two properties and they are a lot of work, yet neither are my dream home that I hope to build one day soon. There is a freedom with owning your own home but there is also a headache with it too especially when it comes to hiring contractors to fix things, they try to pray on single women.
2 people like this
@Rozie37 (15499)
• Turkmenistan
13 May 07
I understand what you mean. I was just reading in a book about a lady who had paid a contractor to do a job and he never finished it and took off with her money. She was planning to sue him, but a local church stepped in and repaired everything for free. They told her it would take to long to go through the courts and this way she would not have to sue at all. The lady became a Christian and left the contractor that had ripped her off in shock. He could not believe what the church had done.
1 person likes this
@magica (3709)
• Bulgaria
13 May 07
Sometimes i dream about own home, but actually i feel comfortable here-even to share it with my old parents.I am not caprisious about the place where i live. Just i need own room.
2 people like this
@Rozie37 (15499)
• Turkmenistan
13 May 07
What ever is best for you, is what makes it a good idea. Some people don't like the responsibility of a home.
1 person likes this
@ganwn071 (1117)
• Singapore
13 May 07
I had bought an apartment but not fully paid yet. I have another 7 years of installment before it is fully paid. I lived in a city state, land is small and it is very expensive to buy a house with a piece of land. All I can afford right now is an apartment, maybe, when I do beter I will consider a house.
2 people like this
@Rozie37 (15499)
• Turkmenistan
13 May 07
This is a great start and you will achieve your dream with hard work and determination, or a rich relative wouldn't hurt much either.
1 person likes this
@mommyaiai (295)
• United States
14 May 07
Right now,i rent an apartment and we're planning to buy a house next year if we save enough.Your right,it's really nice if we own our house coz we can do or move freely without disturbing other people.Good for your sister that she own her house.I think most of the people who rent are wishing or want to own a house.
2 people like this
@kitkat1 (1227)
• Canada
18 May 07
Right at the moment i am a renter. My other half has a job in another community about 3 hours away from where i am now and we plan to move up the kids and i with him after the kids get out of school. We will rent till we get settled and i get work out there where he is then we are going to start looking at homes or land to build one but we will definately own our own really soon. I cant wait to own my own home either. I fix this place up to and extent but i could do so much more if it were my own i am not going to throw my money away on someone esles place.
1 person likes this
@Rozie37 (15499)
• Turkmenistan
18 May 07
Yes, I use to buy and save things for an eventual house, so I know what you mean about not wanting to put to much into a rental. Be patient and your dreams will be realized.
@tess1960 (2386)
• United States
17 May 07
We own 2 homes. The house we live in is mortgage free. inherited from my mother in-law. We also own a mobile home, this was my husband and I's first big purchae together. We paid it off with his inheritance. We now live in the house and rent the mobile home to my oldest daughter. his sounds great but really it is a big hassle. Two yards to keep mowed and trimmed, two AC's and Heating units to worry about. Two hot water heaters, two places needing a coat of paint right now. And the property taxes were due this month. That sure took a good bite out of the checking account. My dream home is not in anyway laid out like this house is, but I am greatful to have it and mortgage free. I hope some day to be able to build a place of our own on about 2-5 acres in the country or on the outskirts of town, with the laundry room on the main level and a huge master bedroom with private bath. That is my dream home. But, like others have stated, it won't happen anytime soon as the prices around here have jumped sky high due to the military returning to Ft. Riley and massive amounts of developing taking place in our area.
1 person likes this
@Rozie37 (15499)
• Turkmenistan
17 May 07
This is very good. With a positive attitude you cna own your dream home also.
@mamounz (248)
• Israel
13 May 07
i heard about a bock that advice every one to have his own home he said that the first step for the rich and the financial stability is owning the house with out that the paying to rents well keep you dawn and paying for other. and the banks give a very good deal for home loans that can any one with monthly income do it. and instead of paying your rent you can pay the loan. and i going to that
1 person likes this
@Rozie37 (15499)
• Turkmenistan
17 May 07
Congradulations, good for you. Yes, owning a home is an excellent investment, but you must be willing to hang in there and do the hard work to see your dream realized.