if you were to have $50 what are going to use it for?

Now that's justfunny. You'd buy a new wallet with your money, then have something to keep your money in that you already spent. not much point in having a wallwt, is there if you don't have anything to put in it. If I had an extra $50, I'd buy a few shirts and cheap pair of pants for work. We have to wear black pants, and i only have 1 pair, so I have to wash them every day, and my grand kids have ruined every shirt I own.