Do I need to pay for me to earn?

No you shouldn't have to ever pay anyone a fee or give a credit card number to start earning. I haven't reached the payout level for mylot yet, but I've seen a lot of people who have been praising mylot for paying them, so I'm not too worried. Remember too, that there are other methods in which you can earn money online. I've recieved money in my pocket for doing surveys, free offers, reading emails, and playing a game. Anyone interested in this can PM me for direction.