Are people afraid to do what it takes to be rich?

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Are people afraid to do what it takes to be rich? I've wondered that for 6 years now. My fiancee and I were living in Springdale AR in an apartment. We were both working, doing well, putting money into my 401k and buying company stock, and had $1500 in the bank just sitting there. Across from our apartment building a small house was for sale. I had just started reading the Rich Dad series of books and thought that maybe, without any knowledge or expertise, to see about buying that house, fix it up, and renting it out. What do you think my fiancee said? No, nothing about how I knew nothing about fixing houses, abour real estate. No, she said that if we bought a house, we were going to live in it, not rent it out. I mentioned how we could make money by doing this, but she would not budge. So it passed us by, someone else bought the house, and appeared to be quite happy. Do we all have a comfort zone, where we refuse to go past to see what's possible? Maybe I try to look to the bright side of life too much, but I try not to think anything won't work, more of what do I need to know to see how I can make it work.