Credit card!

I dont have any credit card. My husband have 3 credit card mastercard,jbc and Banco de Oro. Sorry to say that I have no idea about credit card.

yes, I also have bith. It's safe & easy to use. But you also should pay attention to avoiding waste.

Credit cards are not for me at all. They are devious and just plain wrong. I have learned about their tricks before I grew up and thanks to my parents on that.

I don't like the idea of spending money I don't have, but I do like the convenience of a credit cards for shopping on line. When I came to the United States I decided to open an account at a bank down here, and get a Visa Check card!! Now when I use this credit-car type debit card, the money comes right out of my bank account, instead of Visa sending me a bill every month.

I don't have any credit cards. That way, I will not be tempted to buy things on impulse, things that I don't really need. That is not to say that credit cards are bad. In fact, they are very useful when you have the discipline to use it. As for now, I just don't feel like having one.

I have a Visa, a Mastercard, and an American Express. The AmEx gets the most use as it has a lower rate and cash back benefits for me. (Its a "One" card.) I've not found too many places that I can't use the AmEx, but keep the Visa and the MC just in case.