How many credit card in your wallet,are they all useful?
By tracy1985
@tracy1985 (654)
China
June 22, 2007 7:07am CST
There are several credit card in my wallet,more or less 7,but only two are useful for me,and there are much money in them,but the rest,there are on money in them,and I think they are useless,I really do not why I get so many cards...hehe....
How many credit card in your wallet?
Are they all useful to you?
2 people like this
26 responses
@Lvdeckape (320)
• United States
22 Jun 07
I don't own any at all. I wish I had one. My credit is so bad to where no one will give me one and it sucks too.
-Lora
1 person likes this
@soulkeeper16 (1814)
• India
22 Jun 07
I have somewhat like 3. They are not credit cards as i am still 17. But i do have debit cards and and two of them are expired like week ago.
@samson1967 (7414)
• India
22 Jun 07
The money in our credit cards are not our real money. Our real money is actually in our debit cards. I had 5 Credit cards, closed all of them as I felt sick paying them unnecessarily. Now I am happy with my single Debit Card. You also take care to repay within 45 days, orelse credit cards will really kill.
@tracy1985 (654)
• China
22 Jun 07
yeah,maybe I have made a mistake,all of my cards are two kinds,credit card and debit card,can you tell me the differences from them...hehe...maybe it is a foolish problem...thank you.
@taheraa (1545)
• Giza, Egypt
24 Jun 07
I have three credit cards
one of them at national bank, another at amirican bank, and the third one is the one can be used at internet.
I shall keep the internet card and only one of the other two cards, just after i test and evaluate the benefit of one of them more than the other.
Two credit cards are enough.
@molusk (857)
• Philippines
24 Jun 07
Hi tracy 1985, my wallet right now contains no credit
cards only ATN cards. I have done away with those
plastic credit cards. They only tend to put you in
a hole of debt. It is better to pay in cash so that
if you have no money already, then you stop your shopping. But with those plastics, you tend to purchase more because of the credit line available for
you in those plastic cards.
@gr8life (6251)
• Malaysia
25 Jun 07
Hi, tracy1985!
I had maybe 10 credit cards before. I used 1 or 2 cards per month, made my payments and then rotate another cards that I had. I did used up one of the cards to the maximum limit *laugh* and I had a hard time to pay for it *smile* After getting married, my husband told me to cancel all the cards as he knows very well how 'smart' I am when it comes to shopping. I never failed to come back from the shopping mall empty handed *laugh* (at least one shopping bag for each hand) He also decided not to make me his supplementary card holder as he knows if he does that, he will be in a deep trouble *laugh* So for now, I spend cash only (that 's why I want to become rich by joining all the making money online programs *laugh* )
@joey_matthews (8354)
•
23 Jun 07
I don't have a credit card.
I pay everything in cash because I don't think "credit cards" are a good thing. My wife and I both have withdrawal cards for our bank accounts, which Is the only thing I'd go as near.
Myself, I don't find them useful because if your ever short you might use it and splash out on money you don't have. (easy why to gain debt)
~Joey
@youless (112483)
• Guangzhou, China
23 Jun 07
I have two credit cards and several debit cards in my wallet. I don't want more credit cards. One of two are useful already.
@kevsgirlalways (5883)
• Malaysia
23 Jun 07
i have 3 credit cards in my wallet. wow, you have 7! hehe. out of the 3 credit cards that i have, i mainly use 2 of them, one for each month so that i can alternate it. like this month if i were to use my credit card, i'll be using my citibank visa, and next month i'll use my hsbc. hehe. the other credit card that i have, i use it when filling up petrol so that i can track the amount that i spent on fuel..
@Willowlady (10658)
• United States
23 Jun 07
We have only one and it sits at home. I do use it mostly on internet purchases etc. It has a low limit and I like it that way. I prefer cash which does not make you end up paying more for items in the long and short term. Cards are only good if you pay them off every couple of months.
@jillmalitz (5131)
• United States
22 Jun 07
We no longer have credit cards. We used to have several but when we got into financial problems we lost them cause we could not pay. Sometimes I wish we had just one card for emergency but we cant get one. We dont even use a bank and pay for everything with cash or money order. In some ways we find this better. But sometimes I wish we had one.
@williamjisir (22819)
• China
22 Jun 07
I have some credit cards. Some are often used, some are not. I don't place them in my wallet, for I don't have a wallet now since it attracts the thieves.
@dsdmlm (8)
• Venezuela
22 Jun 07
I have 3 credit cards. One international and two domestic. I think the are usefull as a way of not having unnecesary cash with you, and also with some banks you earn points or awards that could be exchanged for prices. For example I have gone 4 times to Europe without paying my air ticket and using my credit card awards. And I expend ariund $900 a month in that crdit card.