Have you ever borrow or lend money?

Well I haven't tried borrowing from a bank although I work in a bank. As much as possible I avoid borrowing money from other people because I can't sleep at night whenever I know that I owe someone a certain amount of money.

I never borrow money from anybody because I dont want anyone to ever say that I owe them something. I however do lend money on accasion.

I don't have any close family left, that I could borrow money from, in the first place, so I have to borrow from the bank. I hate to borrow, but sometimes, I do it anyway. What I really hate, is paying it back. lol

In our company where I work, we have sinking fund for us to borrow with interest of course. I don't borrow big amount cause I am afraid I can't pay it...

ya, your right in the sense that banks are also called financial intermediaries, so its better for us to borrow in the bank than to our friends, in the same way , if we borrow from the bank, its abided with a contract of agreement, whereas our friends does not provide it anyway

no,i have no guts to borrow from any bank or somebody.but if you use for buying a house and lot or used for important things and had a stable job so you pay,go on.

i did lending out my money to my friends, i feel that..if someone come to you for money..definately they are in trouble. if not, they won't just simply ask? if yes! ask them to visit ask.com lol! one more thing that i feel very hard to open your mouth to ask them return your money. some even worst, they can pretend like nothing happen! oh! my! god! for me, if i borrow money from my friends, i will return it immediately once i get my payout . for those people already borrow money from me and not return, next time if they come to me , i 'll say sorry and i will tell them you only worth...?? ask them to go and borrow from loadshake!!