Hyips/Autosurfs - lessons so far

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What has been your experience in these unpredictable , dishonest and risky games ,called 'HYIP' (High Yield Investment Programs ) ? lt has succeeded in ruining lives of many , which ofcourse has forced most novice to leave the scene of money making online; thinking/speculating is not profitable in anyway , while some are of the view that is risky , but you can break even playing smart on hyip admins . What's your view ,and experience so far ?