Selling on eBay for Beginners - Fees

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Yesterday, I realized something. It's about what the user "oldbuddy" said on my topic ""I need money for an extra portable hard drive!" earlier. I also realized that I have downloaded all kinds of PLR and MRR items that i've recieved from many months of giveaways i've been in thru my mail. However, I can't let them go to waste. They could be my meal ticket to a better life for me, and since I have a lot of ebooks about eBay, since I do have an account with eBay, I decided I want to sell my ebooks and digital items. But the thing is, well, because I currently have $4.99 in my Paypal account, and I used to have $6.50 because of my first article I wrote on Associated Content, is the fees that are associated with selling. I can't sell my items if I don't have enough money in my paypal account. So the thing is, when selling, do I have to pay my fees first before selling, or do they take the fees out of the money I won after my items is sold or the winner wins my item in the auction? Do they take a piece of my money I earned like taxes leaving me with what remains in my paypal account, or do I have to pay my fees out of my paypal account before I start selling my item? For example, let's say I have an ebook that I would like to sell or put up for auction for $20 dollars. The winner has won my auction, and the initial fee is like $0.20. I currently have $4.99. If (s)he pays the $20 dollars, will I get reduced to something like $19.80, or do I have to pay the $0.20 cents, leaving me with $4.79, and THEN place my digital item up for auction?