If someone owes you some money, will you ask him/her to return it to you?

@youless (112103)
Guangzhou, China
August 16, 2007 9:24am CST
Supposed someone owed you some money (it is not a big amount), will you ask him.her to return it to you? Frankly, I will feel too embarrassed to say it. Anyway, it is not a big amount, I have to forget it. So I hope this one can remember it and return the money to me.
10 people like this
47 responses
• Switzerland
16 Aug 07
Well, this is something I cannot get over with. I can never ask someone who owes me money to return the money to me. I just can't. Like you, I feel embarassed as well. But how big is a big amount and how small is a small amount? If it really is a small amount, you could just tell the person from the very beginning that s/he doesn't need to repay you as it's nothing anyway. But if it's not as small, you (and me) had to have the guts to tell the person to give it back. Hope I made sense. :)
5 people like this
@youless (112103)
• Guangzhou, China
17 Aug 07
I always found it difficult to ask them to return me money.
1 person likes this
16 Aug 07
Hmmm... I would ask them. Unfortunately, it happends to me too to forget... I don;t do it on purpose but I do... And I would not feel bad for people to remind me. I'm human, I'm dizzy, I forget a lot. It's normal to make mistakes :))
5 people like this
@youless (112103)
• Guangzhou, China
16 Aug 07
Then try not to forget to return the money, even if it's not much:)
2 people like this
@cempires (171)
• United States
16 Aug 07
Normally I make a habit of not loaning money. If I do, I try to make sure I get a some time frame for repayment that is not more than a week. If no time frame has been set, or the time frame passes, I will give the person a reasonable amount of grace time to make good, but then I will confront them soon after. It is your money and you should not feel like you are embarressed to ask for it back. A real friend would probably not ask in the first place to borrow money, but if they did, and do not make paking you back a priority, I would say that is not a real friend, and you should avoid these people like the plague.
4 people like this
@youless (112103)
• Guangzhou, China
17 Aug 07
I hope they are all real friends.
1 person likes this
@lucky_witch (2707)
• Philippines
17 Aug 07
Hmmm... if its a friend so dear to me... I guess I dont have to ask for my money back... because if he/she really treated me as a friend... he/she would return it himself. And if he/she has no money, he/she would be able to talk to me about it and tell me directly and not pretend not to remember it at all.
3 people like this
@youless (112103)
• Guangzhou, China
17 Aug 07
I appreciate to your response:)
1 person likes this
@meemingNEW (2226)
• Philippines
16 Aug 07
Well in my case, if it's a small amount.. most of my friends just tend to forget to pay them. But even though its a small amount, I still think that if they are really my real friends.. then they should have to pay for what they owe me.. But I guess I just let them get away with their debts. :( But it's just okay for me. I just wanna help them with any way I can financially. And yeah, I am also embarrassed to ask for what they owe thats why I just forget it too.
3 people like this
@youless (112103)
• Guangzhou, China
16 Aug 07
You are right. No matter it's a small or big amount, we should return to it. It is a very bad habit to forget to return the money. You will lose your credit and it doesn't deserve it.
2 people like this
• Philippines
16 Aug 07
Yep.. Big or small.. It is still money.. And the fact that they "owe" us money.. the right thing to do is to pay. :(
2 people like this
• Philippines
27 Aug 07
yes, I totally agree with you meemingNEW.
2 people like this
17 Aug 07
I developed an image in my friends circle that I wont be ashamed to ask the money back. I usually will lend money only when we agree on a return date. SO, I wont be embarrassed to ask them when time come. In fact I would call them early enought o remind them of the agreement date.
3 people like this
@youless (112103)
• Guangzhou, China
18 Aug 07
It sounds good that you don't have a trouble in this aspect:)
1 person likes this
@cutepenguin (6431)
• Canada
16 Aug 07
I'd feel too embarrassed to ask for the money back. As it is, I have trouble asking people to return books.
3 people like this
@youless (112103)
• Guangzhou, China
17 Aug 07
I agree with you.
1 person likes this
@Calais (10893)
• Australia
16 Aug 07
No, I wouldnat ask, I would hope that I would be able to trust in them to pay be back when they can...I would more than likely forget about it also.
3 people like this
@youless (112103)
• Guangzhou, China
17 Aug 07
I hope the people won't forget to return you money.
1 person likes this
• United States
16 Aug 07
I do not have a problem in speaking up and asking the person who owes me money when they're going to pay me back. One thing I've always considered ironic is how easily people forget when they owe money but, when they owe YOU money, you don't forget. Funny huh?
3 people like this
@youless (112103)
• Guangzhou, China
17 Aug 07
You are right:)
1 person likes this
@Madona1 (2096)
• Gibraltar
16 Aug 07
If someone owes me some money (it is not a big amount), as you said I would not ask for it due to the embarrassment. However, I wouldn’t lend him (her) money anymore and may lose the trust on him (her). More then 15 years ago, my mum’s friend borrowed about 600 pounds from me and promised me to return in month’s time. After one month, she didn’t return the money and I called her for the money as it was a big money at that time. And it was all my savings. Fortunately, she returned my money.
@youless (112103)
• Guangzhou, China
17 Aug 07
It is good that finally your mom's friend returned money to you. 600 pounds isn't a small amount.
1 person likes this
@yanstill (1490)
• China
17 Aug 07
it is really an embarassing thing.if it were me,i dont know how to mention it,especially when it is just a small amount,but if they dont return it to me,i will feel uncomfortable,strange feelings. i will not ask them to return my money,but i will never lend them any too.
3 people like this
@youless (112103)
• Guangzhou, China
17 Aug 07
You are right, I have the same feeling like you.
1 person likes this
@rexiemay (401)
• Philippines
17 Aug 07
yes. im quite stingy. i thin if a person knows how to borrow a money, he should know how to return it and if he didn't, well its really up to the lender to ask him to return it. it just so happen that i don't have that much of money so those that i lend are quite important for me. further, why should you be embarrassed? the one who lend the money should be the one who must feel that way.and it would also teach him a lesson to return the money he borrowed promptly. thanks
3 people like this
@youless (112103)
• Guangzhou, China
17 Aug 07
Maybe today it is different. Some people who borrows money will not feel ashamed even if they forget to return the money.
1 person likes this
@rinkub (231)
• India
17 Aug 07
If its not a big amount I would probably not ask for it. It also depends on my relatioship with the person who's borrowed. If its a close friend or someone with whom I'm quite free, I may ask back for the money. Also it depends, on the time factor or my need for the money at a particular time. I normally return the money I've borrowed from someone or square it up with the person in some way or the other.
@youless (112103)
• Guangzhou, China
17 Aug 07
Thanks for your reply.
1 person likes this
• United States
17 Aug 07
It's hard to ask for a little money back especially if it's from your best friends. you should however be careful about who you lend money to. some people just won't pay you back, that how they are; don't lend to these people. but if a person is reliable you can lend to them, and specify during the lending time when you want it back. if the person is reliable, they should return it to you even without asking.
3 people like this
@youless (112103)
• Guangzhou, China
17 Aug 07
So I just hope nobody will borrow money from me because I feel so embarrassed to decline it.
1 person likes this
@cheongyc (5072)
• Malaysia
27 Aug 07
It depends on the condition. I will usually hint them to return the money to me. If still they don't get it, then I will give up asking for it because it's quite embarassing to ask for it straight in their face. If it's about big amount of money, then I will be more careful and think twice before lending it out. Luckily, most of my friends and relatives are people with high credibility and besides, they dare not borrow money from me :p
2 people like this
@cheongyc (5072)
• Malaysia
28 Aug 07
Take it easy. If you really cant let it go, then I would suggest you to borrow a 'little' money from her and pretend that you forget about it LoL. Just kidding, and forget about it :) In fact, for me, if I encounter same situation as you. I will try to forget it. One way of being happy is to be forgiving and be less calculative. Happiness is much more important than money, don't you agree?
2 people like this
@youless (112103)
• Guangzhou, China
27 Aug 07
Lately I lent a little money to someone, and I did hint her but she seemed she has totally forgotten about it. Ah... I have to regard myself lose money in the street.
1 person likes this
@jennifer611 (2514)
• United States
16 Aug 07
Money - Cash
Hi, I do have people I have loaned money to that never paid it back. I don't ask for it back either, I just know not to loan them anything again.
2 people like this
@youless (112103)
• Guangzhou, China
17 Aug 07
It's bad that people don't return the borrowed money.
1 person likes this
• Philippines
27 Aug 07
If they need money, you lend them but most people don't know how paid back. They don't do their obligation. I guess you can make a promissory note that it must be paid back with interest. hehe.. One of my friends told me not to lend money because it can break friendship.
2 people like this
@faith210 (11224)
• Philippines
16 Aug 07
Hi youless! There are times that I do ask for it to be returned in a very,very nice way(as I am begging) because like you, I am embarrassed to ask it back. However, there are times I need it too so I have to ask for it. But most of the time, if it is not too big, I just pray and hope it will be paid back to me. Have a nice day and take care.
@youless (112103)
• Guangzhou, China
17 Aug 07
It seems today the one who borrows the money is the boss:)
2 people like this
@faith210 (11224)
• Philippines
17 Aug 07
You got that right! Haha..
2 people like this
@mikecrush (163)
• Malaysia
16 Aug 07
Once a friend borrowed 500 bucks for his wedding expenses . I didn't think twice and provided the dough.He says he will pay me back in a few months. Promises of paying back is always easier said than done. This is the fifth year and this person has bought a BMW a big house and my measly 500 was not returned. I asked him to return my money but he just says okay okay.. so, to keep our friendship i have forgotten the sum and treated it as his wedding gift .Today , when someone asks for money , my answer is a simple no! i rather donate to charity .
3 people like this
@youless (112103)
• Guangzhou, China
17 Aug 07
I am sorry to say to hear that. I think your friend should return money to you. Esepcially he sounds rich at present.
2 people like this
@EZhang (165)
• Singapore
18 Aug 07
I won't ask directly as it seems rather blunt and your friend will think you're chasing debts. Instead, I'll drop hints. And it if doesn't work, I have a few tricks up my sleeve. Suppose I go shooping with a friend who owes me money, I chance on something I really need and I'll start digging for money. And when she sees that, she'll feel obliged to help me pay if I can't find enough money. And when she does help me pay, I'll pretend to ask if I had still owed her anymore money before recalling that she was the one who owed me the money. Then I'll just subtract whatever amount she had helped me to pay for my purchase and tell her that she still owe me some balance in which she can pay it off by buying me a drink. And I'll definitely choose an expensive drink. In this way, I'll get my money back one way or another and still owe her without her asking me to pay back coz she'll be too embarrassed to do so.
@youless (112103)
• Guangzhou, China
19 Aug 07
Nice tricks:)
1 person likes this
@EZhang (165)
• Singapore
20 Aug 07
Oh, I'm used to it. when my friends try to borrow money from me, they always act pitiful. Of course i'll have to think up various schemes and ways to get it back. it just depends on whether i need the acutaly amount of money or whether i need to get a meal...
1 person likes this
@hillock (749)
• Qatar
29 Oct 07
same here! even if its big i dont ask for it. ill wait till my friend open up about it! though sometimes what i do when i badly needed it is i borrow money from them so its like they lending u a money and at the same time they are paying u too! hehehe!
2 people like this
@youless (112103)
• Guangzhou, China
29 Oct 07
You are smart to solve this problem:)
1 person likes this
@hillock (749)
• Qatar
30 Oct 07
it took me a while to practice it! especially when a friend of mine forgot that she owed me! LOL!
2 people like this