Which do you do?

United States
September 30, 2007 11:25am CST
Which do you prefer to pay with when you are shopping? Do you like to pay with cash, credit cards, debit cards, or checks? And why?
3 people like this
19 responses
@terrych (1227)
• United States
30 Sep 07
When I am shipping I prefer to pay with my debit card, because it is easy and that way I do not need to carry cash
1 person likes this
• United States
30 Sep 07
Yeah I don't like carrying cash much.
@terrych (1227)
• United States
30 Sep 07
Yeah it is a headache to carry cash, and when the debit car dyou only can expend what s in there... so it is better tehn the credit card... at least it works fine for me..
1 person likes this
• Malaysia
24 Oct 07
erm..most of the time, if it's below 50 bucks then i'll pay using cash. i used to have a debit card when i was studying in the UK, found that really cool and convenient, but it's not that popular here. i only use checks to pay for my credit card bills. .
1 person likes this
• United States
24 Oct 07
Yeah I use checks mostly for bills, unless I don't have quite enough money, and know I will have some before the check clears.
@michfroi (413)
• Philippines
11 Oct 07
i prefer to pay in cash... i dont use my credit card much unless it is needed...i mean if i have no budget thats the time i only used my credit card...
• United States
24 Oct 07
Thanks for your response.
• Philippines
11 Oct 07
I do prefer to pay cash for shopping or eating at a restaurant. I use credit card for installments purchases that cost thousands. I'm a little skeptical about using my credit card. one is that you may enjoy buying stuffs you want or needed but are you sure that you can pay for that when the bill comes. Sometimes we are overwhelmed to spend because we can buy anything but the down fall is you have a debt to pay when your salary comes. Sometimes payment is much higher than your salary. So i prefer to pay cash always cause you know how much can you spend.
1 person likes this
• United States
24 Oct 07
Thanks for your response, have a nice day.
• Pakistan
21 Oct 07
I like to pay cash. Because It does not create the worries about less payment or the worries about remaining amount. Cash payment also does not claim markup, interest or other such expenses. Give with one hand and take with another one. There is no chance and fear of fraud in cash payment than payment by cards or checks. So I like to count , pay and buy the item, you paid for.
• United States
24 Oct 07
Thanks for your response.
• China
11 Oct 07
credit cards - I like using credit cards.
I perfer to pay with credit cards.I thought its a good habit and I would stick to it.At the end of a year,I would get a lot of bonus points from the bank and I use them to buy film tickets or magizines or other coupons,thats fun!
1 person likes this
• United States
24 Oct 07
Yeah I love the bonus points.
@bimal10p (1218)
• India
2 Oct 07
i prefer to pay through my debit card.. its really useful when u are planning to spend big amounts..u need not carry cash in hand which is more safe..
1 person likes this
• United States
25 Oct 07
Mhm, I agree.
@stvasile (7306)
• Romania
4 Oct 07
I always pay cash, because in my country, very few stores allow card payment, and none that I know of, checks. So I don't have much of a choice. Although I have a debit card that I carry around all the time, I must take cash from an ATM to buy stuff.
1 person likes this
• United States
24 Oct 07
Wow that's pretty interesting. I figured a lot of places would be going to credit because it's so convenient.
• Malaysia
5 Oct 07
I prefer paying using cash because there is no other hidden extra cost to pay the things I buy. I have a debit card but I only use it for internet transactions. If I go out shopping I feel it is more comfortable if I use money because once I have paid for it, I won't have to worry about paying for anything later like memberships payment for credit cards, etc. That's me. Have a great day!
1 person likes this
• United States
24 Oct 07
That's a good point.
• United States
30 Sep 07
I hardly ever have more then a couple of dollars in my wallet at a time. I live on plastic. my Check Debit card is my life. Credit cards are reserved for emergency's as we do not like to keep a balance on them. Writing checks just takes to long any more. So my poor debit card gets quite the work out as it gets a swiped so often.
1 person likes this
• United States
24 Oct 07
Yeah the same with me, I had like three dollars in my purse yesterday.
@williamjisir (22819)
• China
1 Oct 07
Right now it is so popular to use credit cards to pay for things that we buy though you can do so if you like, but it is only in some very big shops. So still I prefer to use cash to pay for everything.
1 person likes this
• United States
24 Oct 07
Yeah, it seems everywhere accepts credit cards now.
• China
2 Oct 07
Hello,friend, Yeah ,In the society,credit cards are widely used,we can pay so many things with the credit cards,we no longer need to bring so much money which is less safe than money it is much more connvient than us to take the money with us no matter where we go.however,personally,I like to pay with cash.;-)
1 person likes this
• United States
24 Oct 07
I'm always afraid I won't have enough cash and if I do and people see me with a lot of cash, it would scare me.
@nyumix (1658)
• Belgium
2 Oct 07
When i do shopping i like to pay with cash. I do not use credit cards often since I'm afraid that I spend too much. Using cash make me know how much I already spend when I do shopping, so I can control my self.
• United States
24 Oct 07
Yeah it is so tempting to spend all you have when you have a credit card.
• United States
30 Sep 07
I like using cash because it is fast, but I like to use my credit card too because I get reward points when I use it. I hate checks! They take too long to write out and I mostly forget or lose my checkbook at home anyway.
1 person likes this
• United States
24 Oct 07
Yeah I get reward points every time I use my Target Visa, once I reach so many points, I get 10% off at Target and then once I do better than that I get other stuff.
@usmcsgtwife (4997)
• United States
30 Sep 07
I always pay with debt card I hate carrying cash and we only have one credit card for emergecys
1 person likes this
• United States
30 Sep 07
Yeah I don't like carrying cash much either.
@sherrir101 (3670)
• Malinta, Ohio
30 Sep 07
I use my debit card when buying anything. It helps me keep track of my money. I *tend* to overspend when I have cash, so it is much better this way.
1 person likes this
• United States
30 Sep 07
I'm the same way I spend cash way too easily
• United States
30 Sep 07
I pay by credit card or Paypal because I shop through My Own Online Mall. That way I earn rebates.
• United States
30 Sep 07
I've never heard of My Own Online Mall before.
@bowtieguy (5915)
• United States
30 Sep 07
For groceries and things like that i will pay in cash or anything else less than 70$ or so, and then gas and clothes and things that are more expensive I like to use my debit card.
1 person likes this
• United States
30 Sep 07
My friends will use their debit or credit cards for things under 5 dollars...
@ailema4ever (2668)
• Finland
30 Sep 07
I prefer paying with my debit card 'coz it's practical and I don't have to remember whether I have to pay my credit card company on a later date. It's deducted right away from my bank account. I have no checks or credit card right now. I only pay cash when I buy some things at the flea market or open market.
• United States
30 Sep 07
Sounds like a good method.