bank card/credit card raped!
By seagoddess28
@seagoddess28 (873)
Canada
October 3, 2007 8:46am CST
Hubby and I just went through a horrible experience when our debit card (and the credit card attached to the account) was compromised two weeks ago. Hubby had done two transactions at a bank machine and thought no more about it. Imagine our surprise when we got a phone call from our bank while driving on the 401 last Saturday, and we were told to come in asap because it seems our accounts have been drained! Needless to say we rushed to the bank. They asked to see our cards and when the lady saw that we still had our cards, she told us that someone had gotten our account info and passwords and put through eighteen (!) transactions, from five different ATMs, depositing empty envelopes and drawing out money at the same time. Not only that. The b****d also went into our credit card account and drew out the maximum allowed, and overdrawing the card! We were soooo mad! We had to sign a lot of affidavits, but the bank assured us that we are not at fault, and so are not liable, which is a relief. However, we feel so violated! We never thought it could happen to us, because we are always so careful when using bank machines. There have been programs on tv that warn people about such problems, what to look for, and how to safeguard your cards. It seems that crooks come up with new ways to cheat as soon as the banks figure out a way to beat the old scams. Has anybody else gone through this ordeal? GRRRRRR!!!!
2 people like this
2 responses
@suspenseful (40192)
• Canada
26 Oct 07
I have never had my card raped. (Isn't that physically impossible?) The only time, I use my Atm is when I withdraw money. I do most of my transactions online. Also I have found that the ATMs are made in such a way that, unless one blocks the keypad with putting your head over it, someone behind you can see you enter the password. If I did not look away when my husband draws cash out of his credit union, I would be able to see his password.
However it looks like the thieves had a false front, which leads to wonder if they succeed in getting people from using Atms, then people will get back to putting their money in their mattresses and then the thieves can go to their houses and rob them.
1 person likes this
@seagoddess28 (873)
• Canada
26 Oct 07
The term "raped" was the closest I could get to convey that feeling of violation. It's amazing what crooks will come up with. Why don't they use their smarts instead for good things, instead of activities that will hurt others? I agree with you: the time may come when people will return to keeping their money under the mattress, or in biscuit tins buried in the yard. (With the low interest you get for your deposits nowadays it practically makes no difference!) Thanks for your response and have a lovely weekend.
@gabs8513 (48686)
• United Kingdom
9 Oct 07
Goodness Sweetie that is bad I want to know how they managed this I mean specially getting your Password
I am so sorry this happened to you and I hope that it is all sorted now
Big Hugs to you (((((((((((((((((((((((((((((((Hug)))))))))))))))))))))))))))))))))0from me and the Patchouli Kid
@seagoddess28 (873)
• Canada
10 Oct 07
Hey, my other favourite blonde! Yes, we ourselves could not figure out how this actually happened because there are supposed to be so many safeguards to prevent this kind of fraud. Anyway, the bank (after three weeks!) finally put the money back into our account and into our Visa account as well. We are lucky (in a way) because our cards were compromised but we still had them in our possession all this time. A bloke had his wallet stolen and for some reason or another he did not call the bank to report the theft. In the meantime the lowlifes who stole his cards drained about 35,000 dollars but because he did not report it right away his bank refuses to help him out. Now that's really horrid! Big hugs to you and my darling Patchouli Kid. You guys always make me feel better!!{{{{{{{{{{{{{{{{{{{{gabs/Gissi}}}}}}}}}}}}}}}}}}}
