ALWAYS check your bank statements!! Someone got ahold of my CC number! Fraud!!
By dxfanatic69
@dxfanatic69 (378)
United States
October 16, 2007 8:29pm CST
On Sunday night there was a pending charge of $20.08 in my bank account coming from some grocery store in Dallas. (I live in Houston, and the last time I went to Dallas was in July)
Anyway, I went by the bank and they said to come back the next day, as it was still Pending and might "drop" overnight.
Well, it went through.
And bear in mind that I do not keep any money in this account...so I got an automatic overdraft fee for $30+ dollars.
So, I went back and they told me to call the Customer Service 800 number and I did, and filed a Fraud claim.
(Hehe, they said if they caught the perpetrator who did this, if I would be willing to prosecute them, I said, "hells yeah!")
So, they closed that debit card, kept the account open though, and I will be getting a new card in a few days, along with some Fraud confirmation papers I have to sign an send back...
then after they get it back, they will "have the matter resolved" within 2 days or give me a temporary money credit...
Either way, always be sure to check you statements! I have read of this happening to credit cards, but not debit.
In talking to the rep over the phone, she said it could have been as simple as a company/person writing my number down and it getting passed on..
//surprising part// she confirmed to me that when the transaction was done at this store in Dallas, the number was keyed in, not swiped with a card.
Obviously, because I have the card right here...
Anyway, it can get scary, so be careful.
And has this happened to you all?!?!
1 response
@quiethorse (337)
• United States
17 Oct 07
One time someone stole our identity and took us for $3000!!! We were very fortunate that we weren't held accountable. We have horrible credit because of it though. We felt so violated.
@dxfanatic69 (378)
• United States
17 Oct 07
And that's what gets to me so easily.
Your credit score is like, really, your method of buying a house, getting credits cards (no duh), buying a car on good terms, affording furniture, and just general living.
It's ridiculous.
Thanks for your response.


