Peaceful life for insured people?

India
October 25, 2007 2:38pm CST
Do you think that those who have insured their life can lead a peaceful life? Many say so because they need not worry anymore.Then such people seldom will have any unexpected events happening in their life and this calculation is the winning strategy of insurance companies,according to some experts.What is your opinion
2 responses
@talisman (1308)
• United States
25 Oct 07
I disagree. Having insurance doesn't mean that nothing unexpected in life will ever happen to you. Unexpected things are just that, unexpected, it doesn't matter whether you're worrying or not. Besides, people with insurance still have worries, even if those related to medical coverage aren't around. However, even those with insurance should still worry about things on the medical front. Insurance only covers so much. I actually find the opposite to be more true when it comes to less worry equals less unexpected events. When you feel that you don't have to worry about something, you're less cautious. When you do have to worry about something, you're much more careful so nothing happens.
• India
25 Oct 07
You are right that insured people will be less cautious but I refer to their tension free life that is in case of any unfortunate event their family's sufferings can be reduced that's all.Thanks for the reply
@blueunicorn (2409)
• United States
27 Oct 07
I don't feel that having insurance changes if a person has a peaceful life or not. I just think that the person is covered if something does happen. Unexpected events happen to all of us, but I don't think they are less stressful if I have insurance compared to if I don't have insurance.
• India
27 Oct 07
yes you are right insurance does not prevent the risk it only reduces the impact of the risk