Unexpected Charges on Phone Bills or Even Credit/Debit Cards

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Like many of you I do a lot of surfing on the web, and maybe sign up for some website and of course, it will give that "terms and conditions" part, that is usually a mile long and with a lot of fine print and of which you're suppose to agree on before you can join up. Now for the life of me, I just don't know which website this was, but it was obviously one that I also had to give out my phone number, and thought nothing of it, as many places will ask your phone number, and yes, I just didn't read all that mumbo jumbo "terms and conditions" for if I had carefully read it I would never had signed up to whichever website it was--and I still don't know which one it was for. You see out of the blue, I started noticing an extra charge to my phone bill by ILD TeleServices, and it was listed as an outside provider from my phone service..so like what?? I was racking my brains as I just KNEW I would never sign up for any additional phone provider service when I already had all the phone service I needed through my phone company which is Verizon. I had even called Verizon to ask, like what gives with this extra charge but they weren't much of a help to tell me what was going on. So, finally, I called the number that was listed on the bill for this mysterious "other" provider, ILD TeleServices, on behalf of "New Link Network" (Newlinknetvm) cause I at least wanted to know, like who the hell are you? The woman told me that I probably had signed up for some site in which I had to give my phone number, and that one of the terms and conditions, which I confess I hadn't read, made a monthly charge of $12.95 for their services....and I'm like WTF?? Now supposedly they are going to reinburse me for the past few months of their charges, but it won't be credited for at least two or three billing cycles on my phone bill..uh, we'll see. If I see no credit or reinbursment you better believe I'll complain about it. But has this ever happen to you? Now confess, who really reads all those darn terms and conditions, do you? Have you ever suddenly gotten some weird extra charges to your phone bill, or worse credit card that you had no idea where they came from and all due to some website you might have signed up for? Has anyone else been charged from this ILD TeleServices as well?? Are they are scam thing? And you better believe for now on, I'm going to read those stupid terms and conditions thing before agreeing to anything.