Do u have a credit card?

credit - card
@b4u400 (152)
India
December 4, 2007 9:52pm CST
Hi every body now a days it is very important to have a credit card because in every transactions we r using credit cards in our daily life. so all of u take a credit card. i have 2 credit cards
2 people like this
9 responses
@subha12 (18441)
• India
5 Dec 07
I have a credit card. beside that there is another corporate crdit card provided by my company. I rarely use my credit card. instead i use my debit cards. I have heard using credit cards givesa bad habit of spending too much
@b4u400 (152)
• India
5 Dec 07
ya it is true if we have a habit of using credit cards , we will spend a lot of money
@kurtbiewald (2625)
• United States
5 Dec 07
yeah I had like 7 of em they charge very high interest even though it starts at 0%
@b4u400 (152)
• India
5 Dec 07
yes friend you right they will charge high on that. so we have to use it limited only.
@Ohara_1983 (4117)
• Kuwait
5 Dec 07
Actually i do have a cridet card before, but know i already closed because im far away from my country, but i need to re open again for my saving ang it easy to use wherever you go. my daughter she has 1 & my husband have 3.
• Philippines
8 Dec 07
I don't have one and I don't think I will get one. Its credit means its debt and I don't want to get a high debt. I only got debit card which I used to pay my online business. My renewal to my domain and websites.
@zhai007 (74)
• Philippines
8 Dec 07
Sad to say, i don't have a credit card, well, i am afraid to over spend so in order for me to not be tempted, i never tried to get one. There's this one time, when a bank send me a pre-approved credit card, the instruction was simple just call them for activation and that's it, i was so amazed of what a credit card could give you, but on the other side of my thoughts was, if in case i ever intended to use it, i might not be able to keep track of my spending because, there's no way that i would stop, once i've started using one, knowing myself, i have a terible handling of money, so i did not continue pursuing the card activation. It's true it could be convenient having one but the risks are too much for me to handle.
• India
8 Dec 07
Yeh,i have one credit card,but i use mostly debit cards..i think its good for me......as a student i cant use credit card....By using debit card we can know how much we are going to spend....
• Malaysia
5 Dec 07
I have one: mastercard.
• Australia
5 Dec 07
We don't have one here, not for the lack of trying to get one though, but we manage without. i'm hoping in the next 6-12 months we will be able to get one, but not overly optimistic about it. There are strict guidelines here when applying, and so far, we don't qualify. You enjoy your freedom and make sure you are smart with your finances.
@nkhanna (922)
• India
5 Dec 07
me nad my partner together have some 8 credit cards.i hardly used any one of mine and on the otherhand my partner just used them only.i used to carry cash and he credit cards.the interest on the credit card really sucks.though most of the banks while promotion says it 0%,however i dont know how they impose so much.however now i try ont to use the credit cards more.just keep it for emercency.