Stick to prepaid cell phones much cheaper

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I'm not a heavy caller on cell phones. I do more texting especially families and friends back home in the Philippines. I use AT&T formerly known as Cingular because it's only 5 cents per text message anywhere. Then there's Cricket Wireless - sweet thing is just going all unlimited calls and texts but only downfall is having to purchase international credits to call or text in other foreign countries. I don't do contracts because I don't like to stick to services for about 2 or 3 years and having to cancel it they charge a fee - it's ridiculous. Are you a prepaid user or not?