Where will u choose to invest your money in??

investments - Stocks?? Futures?? or bank interest??
@kun2349 (23381)
Singapore
January 31, 2008 10:43pm CST
If u had some extra money, will u invest in things for higher returns or will u just put it in the bank for small but trustworthy returns??
1 person likes this
5 responses
@ckyera (17331)
• Philippines
30 Dec 09
hmmmm... just a month ago, i use to have some extra money...and what i do to that money is to put in my friend's small business...hehe the return is not that high but its definitely higher than the interest i am going to get from the bank... and i feel confident that my money is in good hands...coz even if its just a small business, at least its a sure thing for me! and right now, i already receives my earnings from them...hehe small amount but its still money!
1 person likes this
@kun2349 (23381)
• Singapore
31 Dec 09
WOW!! That's good for u huh!! Is there any share for me then?? lol =D U are lucky in a way, because nobody will actually like others to invest in their business, as it means lesser profits for themselves.. hehe ^_^ And u have earned yourself a good deal here!! Doing nothing, but just investing some money, and u will be able to have a healthy balance sheet going into your account monthly!! hehe
@kun2349 (23381)
• Singapore
4 Jan 10
REally?? Dun regret huh!! lol =D THat's so lucky to u and for them!! Can i invest too?? hehe ^_^ 8%?? That's quite a high return!! BUt is it safe?? hehe ^_^ So it means, i can be looking forward to my sponsor trip there soon? lol =D
@ckyera (17331)
• Philippines
3 Jan 10
haha...no problem! you are my baby and so what belongs to mommy belongs to baby as well! hehe well, yeah, lucky in a way, but it all started with a joke! hehe i just tell her that when i get my money, i will invest in their small business...and i said that thru a joke...but to my surprise, she says yes! coz they really need some additional capital since that time december is nearing...and i think i am also giving them a good deal coz i never ask for anything, i just let them decide how much they will give to me, and when...to the most convenient time for them... i think they are giving me about 8% of my money monthly...hehe better than 1% in the bank...
@secretbear (19448)
• Philippines
2 Feb 08
i don't have any knack at business and i'm not very knowledgeable on which investment is the best, so i only keep my money at the bank. i guess i'm also scared to take risks so i opt to save all my money safely in a bank even if the interest is so small. at least i'm sure that it's safe and i wouldn't lose it. ^__^
1 person likes this
@kun2349 (23381)
• Singapore
2 Feb 08
hehe.. u are a cautious person and careful.. But normally gals are much more better in investments den guys because they are more patient and they dun go for fast profits.. Instead, they try to minimize the loss ^_^ hehe.. And i also do agree in putting my money in the bank for snmall returns as i can easily withdraw it.. LOL
1 person likes this
@secretbear (19448)
• Philippines
2 Feb 08
girls are much more better when it comes to managing finances. that's why in a home, mothers always do the budgeting. ^__^
1 person likes this
@kun2349 (23381)
• Singapore
3 Feb 08
haha.. Than are u a soon to be mother?? Because u are budgeting too.. LOL =P But really, i do agree that when it comes to investments and money matters, women always beats the men ^_^
1 person likes this
@mensab (4200)
• Philippines
1 Feb 08
some high-yielding returns require a certain amount of money. if my extra money reaches the minimum or higher, then i will definitely put it in that. if my extra money is short of the requirement, then i will shelve it to a bank that gives decent returns until it reaches the minimum for high returns.
@kun2349 (23381)
• Singapore
2 Feb 08
Yup.. But i still prefer to put it in the bank for it's more stable.. Unless i'm very confident that my investment will pay off and not loss.. hehe
@hotsatya (240)
• India
10 Feb 08
hi kun i have't extra money if i had, i purchased a plot at paush area and bult very well, i maked where room set on rent because here various people thay have't there own home. about 70% people live here on rent sothat the rent is so high.i m also on rent, i also pay high rent for thatbut its bit les then paush area.i think thats a nice to earn mony without doing any thing, first time u do work and afterthat u sit & eat
1 person likes this
@kun2349 (23381)
• Singapore
11 Feb 08
YUp :) since it's just a place for u to rest, sit and eat, there isn't a need to pay so high of rent when u dun really need the nice scenery or wat :) that's a way of savings too :) hehe
• Philippines
28 Nov 09
I am very clever when it comes to investing and I do make a lot of market research before engaging and have to think that the products target a mass audience not just solely targeting only one sectors. Thus, hard earned money is so call for and it should not be wasted unless one is a total risk taker, then having your own business could be compare to gambling if you are coward to take a risk then you would never know which match your potential with abilities to win the loyalty of your customer. One need to be a wise risk takers after careful studying of the in and out of the business. Their is a need to be skillful and absolutely invest in a business which you think match your talents and ability as if one is force to do something which one has the lack of enthusiasm, would end up crumble eventually. Thus, it is best to try to invest in a small capital with a high yield of profit then the rest of your money should be deposited in the bank as it also yield interest. I must say 50 to 50% of your money could be put to investment and the half in the bank. It is better than not trying at all.
1 person likes this
@kun2349 (23381)
• Singapore
30 Nov 09
NO risk no gain huh??! lol =D That should be the way, when one is investing their money.. iF not, it will be better for them to be keeping the money in the bank to earn those little interest monthly.. haha =D However, if i were to invest, i wont diversify my investments into many other things, for it will only eat into my returns.. for anybody who's really confident, just one kind of market will do for them, but of course, not having all their life earnings invested at once.. haha =D GOOd for u!!