Why Can't I Start Seeds?

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Every year around this time the seed catalogues start rolling in. I get all excited as I flip through each one over and over trying to find the best bargains and the best products. I place my orders and then I wait... Once my seeds finally arrive I am filled with a renewed energy, a need for spring to come so I can get out into my yard. Living in Canada spring doesn't come quite as early as I'd like so I do the next best thing, I try to grow some plants from seed indoors. I pre-soak the seeds (when needed), I make countless trips to the store to buy those peat pellets, potting soil, vermiculite, etc. and then I finally start the seeds. And I wait... Then they start to grow, that first glimpse of green is wonderful, and then they die. I water them, fertilize them, give them that damp off stuff. What am I doing wrong??? Any ideas?