Do you have medical/dental insurance?
By icyorchid
@icyorchid (2564)
United States
February 11, 2008 6:25pm CST
We don't have medical/dental insurance and we are looking into getting some. Just wondering which are the best insurance companies? We don't want a deductible that we have to pay first unless it is something we can pay. lol $6000 deductible is NOT doable for us.
Any help would be appreicated. Thanks
3 responses
@sedel1027 (17846)
• Cupertino, California
19 Feb 08
I see you are in Kenner. I live in Harahan. Anyways, one of the guys where I work has a plan through Oschner for himself and one of his kids. He says that it runs about $80/month. I don't know much about it but I am sure if you call Oschner they can give you more information.
There is a dental discount plan that is awesome (I have used it in the past) called DentaMax (http://www.dentamaxplus.com/dentamaxplus/index.html). They are out of the Metairie area. For a fee (it is $100/year for a family) you get a plan that offers discounts on dental, vision, prescription, etc. Even though you don't get the free check ups at the dentist, it knocks the price down to about $18 and this even covers adult orthodontics (saved me $1500 off my braces).
@sedel1027 (17846)
• Cupertino, California
19 Feb 08
For the DentaMax, you can pay on that monthly. $10/month for your entire family is not bad for some form of dental. My husband and I pay $50 to cover just him & I through his plan at work.
@sedel1027 (17846)
• Cupertino, California
19 Feb 08
They might be. I do not know that much about health care. We have been lucky enough to have continuous coverage through our jobs.
@icyorchid (2564)
• United States
19 Feb 08
Thank you so much! I will look into this. I thought Humana One was with Oschner, but it doesn't hurt to find out more.
Thanks again :)
@KKKBsmom (1092)
• United States
13 Feb 08
Sadly.. no!!!
I have my kids on the state insurance.. and that has REALLY helped.. but my husband and I no... he just got a new job... and in three months he can get insurance for us... over $400 a month!!! that is just ridiculous!
@icyorchid (2564)
• United States
19 Feb 08
Yes I agree that is very rediculous!!
I found insurance for us for $200 a month, but we have to pay $6000 deductible before the insurance kicks in and I don't thing that is fair!! I still don't have insurance, so why pay for it if I have to continue to pay before it kicks in. lol
There has to be some way of getting insurance without going bankrupt!
@dvschic (1795)
• United States
12 Feb 08
i have blue cross hmo and its a lil expensive but at least i'm covered big time. my boss is self insured (well he has a 7k deductible, but he makes a quarter mil a yr so thats a lil different. i have a lot of bad stories about kaiser and the like but so far i like blue cross...
