What's the point?
By MsTickle
@MsTickle (25180)
Australia
February 22, 2008 4:48am CST
There is a push to make childcare completely tax deductable here in Australia. I don't see why it should be. Why should the man in the street pay for childcare for parents who have chilkdren but choose not to care for them at home. That's like having a fancy car or fancy home should be tax deductable. Why should everyone be responsible for people's choices to have children? That means people who choose the lifestyle and not to have kids have to pay for those that do.
One woman complains that her childcare costs $900 a fortnight and she earns $1000 a fortnight.
I guess what I want to understand is, why have children if you prefer to go to work. The way I see it it would be more beneficial for this person to stay home and care for her kids. If they "need the money" she could probably save $100 a fortnight on fares, lunches, work clothes and so on.
If your living circumstances mean you need to go out and work, why have children? I just don't understand why people have children when they can't afford them. I understand when circumstances occur and a mum has to go to work and support her children. This happened to me but I didn't expect the general public to support the choices I made. I see married people with children receiving gov't assistance, that I help pay for with my taxes, leading a much better lifestyle than I could ever hope to achieve.
Can someone explain this to me.
2 people like this
15 responses
@mummymo (23706)
•
22 Feb 08
While I can see your point of view sweety and totally believe in and respect your right to that opinion I totally disagree! Mind you having said that the set up in both the uk and oz could be totally different bu there taxes are quite high and there are so many of them! I consider myself a good Mum , in fact I think I am a fantastic Mum but I have to work to make ends meet and things have become very difficult since I had to give up work. I have paid taxes and National Insurance since I was 16 years old and worked full time, sometimes 2 and 3 jobs (paying tax on them all) to make ends meet! i only stopped working full time when Niamh was born and it was impossible to fit my hours in with my partners shifts so i worked part time instead. When I was first told by my dr that I should be signed off work I refused point blank , cut my hours back a little more and keprt going til I had my surgery, then I tried for the first time in my life to take a little back and was turned down as I hadn't paid enough NI in the previous couple of years! Doesn't matter that I had paid full tax and NI for over 16 years and never asked for anything back!
I think if only people who could afford to stay at home and raise their kids were allowed to have children then the population of earth would dwindle very , very quickly and within a couple of generations where would we be?
Here they are trying to help with the cost of childcare if your income is in a certain region but not fully tax deductable!
i am not going to go on as i think I may be straying from the point (what else is new) but in ending I just wanted to remind you of the old adage that it takes a village to raise a child and who knows what one of those children who the man in the street is supporting may go on to do with their lives to benefit the whole world?
Hugs sweety! xxx
1 person likes this
@MsTickle (25180)
• Australia
26 Feb 08
But Mo, you are one of the genuine people who needs and deserves child care. It's able bodied people who don't really need it who are whinging about getting it.I would love to see more community involvement with the childcare scene. What a good idea. Many stay at home older people would probably love the opportunity to help care for littlies and give after school care. I can see benefits for all and makes much more sense to me. I suppose it's easier to just hand out the money. Hugs to you and your two cuties..xxx.
1 person likes this
@winterose (39887)
• Canada
22 Feb 08
well would you prefer that they stayed home collected welfare and you still had to pay. At least they are trying to be productive individuals and need a little help to do it. Until you are in that situation yourself you will not see how hard it is to make ends meet. There are different reasons why people work, some is because they need the extra money to put food on their table. Welfare, though no shame in it is not the easiest existence in the world,
rents are outrages and need too salaries just to rent an appartment these days.
what about the family that planned on having a child and ended up with triplets, they planned on one child now they have three?
what about the family whose breadwinner made an excellent salary that payed for his kids, and then he lost his job and couldn't find anything in his field, and has to take a job thousands of dollars less a year and now the wife has to work too,
there are many many reasons,
1 person likes this
@MsTickle (25180)
• Australia
26 Feb 08
No that's not what I'd prefer. I'm not stating my preferences here. I'm all for people being productive and managing their circumstances for themselves and cutting down and making adjustments as required.
I've been in that situation. Before I left my abusive husband I had to find a flat I could afford and babysitters I could afford. My kids ended up being abused and mistreated by 3 different lots of sitters so I taught them how to travel to school on the bus, we had fire drills and there were rules.
We paid our bills and had picnics when we could and lived pretty simply. I made most of our clothes.
Families don't do that these days, they want the kids and the lifestyle and the fancy cars, fancy clothes, fancy holidays and they want to stick their hand out for childcare. Everything else has to be paid for, so should childcare. People should go with out in order to provide for their kids.
There will always be exceptional cases with exceptional circumstances. I'm not disputing these situations and they are easier to understand than what my original post asks.
1 person likes this
@elemental69 (1559)
• Ireland
28 Feb 08
You would be surprised mspickle how many parents have to go without to make sure their kids have what they need. Sure, here in Ireland we get a monthly allowance per child and also a yearly allowance for a child under 6. We get help with school uniforms when they start school. I dont have a big house or a flash car. I havent got a sitter on hand to go out on the town whenever I feel like it. I work because my husband cant. There is not much of a differnce in the cost of bringing up kids in the last 20 years. I saw my mother going through exactly the same thing as I am going through now with my kids.
@Lakota12 (42600)
• United States
22 Feb 08
yup I know its crazy and if they do that then houses should be tax deductable too.
all the interest we pay on them should be givin back to us like we paid over 9,000$ in house interest couldnt use that in deductions at all grrrrrrrrrr.
and no dont make since there paying out $900 and only making $1,000 that cant help out the house hold finances what so ever!
1 person likes this


@GnosticGoddess (5626)
• United States
22 Feb 08
I have to totally disagree with you here. In most cases both families do have to work to provide for their families. Yes some have it better than others but the fact is it's extremely hard to live on one income these days - I know it to be true in America. Maybe it is different in Australia I don't know. I like the idea of getting a tax break on child care. It does seem totally insane to have to pay so much but yet we do because we want our kids to be safe. Just because woman want or need to work though doesn't mean they should not have kids.
In the US we do have gov't assisted child care for those who need it. And I like that idea. Esp for single moms who have no other choice but to work.
I think gov't assistance is a good thing. Yes here in the states it needs to be better regulated but I think this world would be a hell of a lot better if we stepped up and started helping our fellow neighbors instead of just thinking about ourselves all the time(and I'm not saying that you are).
I use to complain about paying school taxes as I have no children in school. But then I realized that I am essentially helping those who need it. And now I'm all for it.
1 person likes this
@MsTickle (25180)
• Australia
26 Feb 08
I have no problem with government assisted childcare for those that need it. What I have a problem with is people who have a fancy house, fancy car all mod cons the best of eveything and then they whinge about childcare and expect to be given it or have it subsidised.
Families in Australia get given so much, a monthly payment per child, tax breaks per child, a baby bonus which I believe is up to $4000 dollars...my neighbours bought another car with their last bonus. I'm not sure about other perks because it's been a while since my kids were little.
I'm also all for helping each other - that's specially what families are about - but not for people sticking their hand out and just expecting to get what they want.
The 'system' is just not equitable. Some families have grandparents or other family provide the care needed...shouldn't these folks get some compensation as an incentive to others. At least these children are still within the care of their families.
It seems like some people get so much for so little while others struggle to do the right thing.
1 person likes this
@GnosticGoddess (5626)
• United States
26 Feb 08
Oh wow! I had no idea about those things in Australia!! We don't have those things. I mean yeah there is tax breaks with having kids and stuff.
I agree those who CAN afford it should not receive the break.
A monthly payment per child?! I couldn't even fathom that! That alone should take care of child care in my opinion!
1 person likes this
@subha12 (18441)
• India
26 Feb 08
I think you are completely justified in your opinion. i also do not understand why people should bear the cost of individual's choice to have children?
If parents can't afford a child, they should not have. Why they should put the burden on others.
I think sometimes the government try to impose rules taht are not acceptable at all.
@MsTickle (25180)
• Australia
27 Feb 08
It's all so very complicated and everyone has different ideas on the subject. It's not a cut and dried scenario. Children happen and most aren't planned and people do what they have to do. Their choices don't make a lot of sense to me but there is much about life that I don't understand. It's not a perfect world.
@cynicalandoutspoken (4725)
• United States
22 Feb 08
This is as bad as the push here in America to make health insurance free for ALL kids. I have a job and I pay my health insurance premiums every month to make sure me and all 4 of my kids can see a doctor when I need to.
If this act was ever passed I could change my work benefits to only include me. That would save me $40 a pay but then the government would be taking only god knows how much out of me in taxes to pay for the health insurance of all the other kids of working parents and all the kids of people on welfare. It just doesn't make sense to me.
I had this situation where childcare was going to cost my ex almost as much as his paycheck if we both worked after I had both my boys. I worked cause I made more money. He watched them. When things got tight and I needed him to take a part time job working after I got home and he refused I threw him out.
It seems I was able to save money not having to support him along with my kids.
I've been asking someone to explain this to me almost since I got to this site. I'm still clueless. If someone shows you the light please direct me to the tunnel! lol
1 person likes this
@Tetchie (2932)
• Australia
23 Feb 08
Hi Ms Tickle, You make some good points and it's a debatable issue for sure. The last two decades has seen allot of change in this country. Family values have taken a battering, but whether the changes are right or wrong is the debatable issue based on opinion. Women don't only choose to work because of the wages. They too want a career. Women need to be stimulated, want more. We all seem to WANT more. Some how, along the road to providing for our families we didn't find the 'enough' button.
Child care costs are out of control, it is a 'you get what you pay for' industry and so the costs are sky high. Is there enough regulation in this industry?
dodoguy makes a good point about establishing and maintaining a sustainable domestic population base in this country, which is as reliant on women as men. Young men and women are at their peak in their 20's in their contribution to the brains trust of industry, commerce, government etc. As our population ages we are very reliant on the productivity of the workforce. Pensions don't come from nowhere.
The saying 'you have to spend money to make money' perhaps fits in here, maybe it's a bit obscure. We need to assist people financially in order to secure our own financial futures. Times are changing, we don't do things the same anymore. Both parents are going to go to work. And let's not forget there are many many more single parent families, split families where there is the major reliance on child care.
I am in favor of Social Security and free health care and if it means subsidising childcare to maintain it then I'm in favor of it. There are always people who will abuse any system, that unfortunately is human nature. But to not have any security net that protects people from destitution is not humane in my eyes.

@MsTickle (25180)
• Australia
27 Feb 08
How very intelligent you two are. You've certainly got the ability to present your ideas well and I now have a better understanding now that I can see the bigger picture.
I too, believe that our health is a basic right and not just for the rich and I have reached a conclusion that education is the ingredient necessary to save us all from ourselves. I'm talking about education that provides youngsters with knowledge of the realites of the world that as adults, young people will soon become a part of.
I wish I could express myself as well as you both do but I am at a bit of a loss. Good on you both and thnks for joining the discussion.
@Tetchie (2932)
• Australia
24 Feb 08
I agree with what you are saying. The pharmaceutical companies are parasitic leaches and we have almost been check mated by them. They do have a vested interest in people being sick. I am an advocate for finding the cause and not the symptom. The cause of illness is an entirely different subject full of debatable opinion, but 70 to 80% of cases does not require the participation of a pharmaceutical company.
Did you know that in Chinese Medicine patients used to pay the doctors when they were well and didn't pay them when they got sick. It was an incentive for the Doctor to get to the root of ill-ease before it became a problem. Maybe Cuba took the model and ran with it. I like what they have done.
I like the short leash option. That requires people with integrity who are not corruptable. Scarey! There needs to be a global shift to ensure all of humanity have access to the basics - education, health care, food and water, without anyone being screwed. It needs to be in the psyche of everyone that it is a human right.
I don't however, think child care should be included in this sector. Because of our changing times there does need to be some form of assistance. It should not be free for sure. But when a facility becomes so out of reach that it is creating a freeze on peoples ability to aspire, achieve, be creative etc., it will impact on the community as a whole eventually in a detrimental way. The tax incentives for child care need to be tabled and debated.
1 person likes this

@youdontsay (3497)
• United States
22 Feb 08
Apparently your country needs people to keep it running. Free childcare encourages people to have children. And paying for it with taxes works the same way that education is paid for with taxes. An investment in children is an investment in the future of your country.
Also, at least in my reality, things aren't always so black and white. Sometimes both parents must work to support their family. And not every pregnancy is planned.
But I think it would be more equitable if the childcare was based on family income. Those who have the ability to pay should have a fee. I think this would make for better quality of care. When someone pays for something they take ownership and better care of it. Perhaps parents who paid would be more invested in monitoring the quality of care the children are getting.
@slickcut (8140)
• United States
25 Feb 08
I agree to a point..If a woman can do better staying home to care for her children than that is best for her to stay home..These days women have high paying jobs that benefit the family more if she works...She usually makes much more than she has to pay out in child care,while others only make enough to pay for child care,if she only makes enough to pay for child care than she should not work...When my children were small i had to stay home with my children because it would not pay me to work...Women who have high paying jobs it pays them to work because even though they do have to pay child care they also have a lot of money left over after child care to help support the family...
1 person likes this
@MsTickle (25180)
• Australia
27 Feb 08
I guess everyone is different and couples have different ideas on "family". To me, if both parents work, they are a part time family, but that's just me. Times change, values and standards change. For these families, I guess it's quite aceptable that other people raising their children for a good deal of the time is normal. To each his own. My own experience of motherhood was not happy and so I guess I worry about somre things that are really none of my business. It's just one of those "life" things I have to accept....lol.
@Modestah (11177)
• United States
22 Feb 08
tax deductable mean that that portion of their money is not taxed - but I do agree with you as the parent who keeps their child at home has expenses related to that as well.
the thing that bothers me in tax paying is I pay public school taxes, as does every other tax payer here - no problem, okay. BUT, if I send my child to a private school I have to pay taxes on that money, or if I home educate I have to pay taxes on the money earned to buy the curriculum and supplies as well as sales tax when I buy them.
seems like a double jeopardy.
1 person likes this
@kellys3ps (3723)
• United States
22 Feb 08
I'm not sure how it works in Australia, but here in America - children pay for everyone's old age. Children today grow up to pay the taxes that support social security which the adults of today will recieve when they retire. Without that base - no one will have a social security. The decrease in children being born and the increase in elderly is causing big problems because there will be no money to support the elderly in the future. Many governments are actually giving people incentives (such as childcare credits) to encourage people to have children.
@MsTickle (25180)
• Australia
26 Feb 08
Our government has introduced a superannuation scheme whereby workers will be self supporting when they reach retirement age. Of course in many cases the government will pick up the shortfall as in the case of people who have been on governemnt assitance all their lives.
There seems to be no incentive for people to get off the merry go round where the government is continually supporting them.
@CatsandDogs (13963)
• United States
22 Feb 08
Oh my gosh!! I found someone who feels the same as I do!! Although I'm not in Australia, but in the states, here people with children get a lot more back in taxes. People like my husband and I, who don't have children don't get any extra. We have to pay the taxes that these child bearing people have. I don't see how that's fair. I didn't have their children, they did, so why do we have to pay for them? AND, hubby and I wanted children but we just couldn't have any so it's a even bigger bite to us. A slap in the face every year,
1 person likes this
@MsTickle (25180)
• Australia
26 Feb 08
It IS unfair and the system seems to go a long way to perpetuate the unfairness.
Sure having children is important but having children and having them become responsible citizens with a work ethic and a set of standards is much harder when all that seems to be happening is the same people being given money to have the same children who will always expect everything provided for them.
Someone earlier suggested families should be means tested to earn childcare points.
A points system seems like a great idea. Points could be spent on childcare then points redeemed when the children reach certain levels of education. There should be some pay back. If you borrow against a uni education and have to pay back the fees when you are working it should be arranged that you pay for any other assistance you receive. People will always just sit on their bums otherwise.
Sure, some people really need help but unless they learn something from it and improve their situation it's a bit silly.
@elemental69 (1559)
• Ireland
23 Feb 08
There are people who have kids that want to work too... People who want to give their kids a good life. At least they would not be sponging your tax dollars on social security payments that way. If they are out working and paying their own way for childcare, doesnt that mean they are paying their own taxes on their own salary??? Why should people have to make a choice between having kids and working?? If there was ever a choice, then the umemployment rates would go way up and the population would follow suit....
1 person likes this
@MsTickle (25180)
• Australia
27 Feb 08
I was questioning people who want kids, want to work and want the government to pick up the bill for childcare. And also why they have children when they want the lifestyle they can't afford. Extended family child care would be the answer maybe but this is not practical for many. Maybe I just need to accept that a childcare facility raising their children for a big percentage of the time is quite acceptable these days. The times they are a changing.
@mrtimharry (1180)
•
22 Feb 08
I agree totally. of course i have no kids myself.
People make choices and why should anyone else pay for those choices. If I choose to buy a big house I cannot really afford, can I ask the government to pay for it out of taxes? Of course not.
1 person likes this
@pyewacket (43903)
• United States
23 Feb 08
Hate to disagree with you but in today's lousy economy it's more often the norm for it being a two income family nowadays, and even then, most people with children can't make ends meet. It's not just a question of not being able to afford having kids, but all the other lovely bills that go with just living today....mortgages, rent, utilities, food.
It was different years and years ago, too, when the classic family scenario was that the husband was the sole breadwinner, while the only "career" choice a woman had back then was to be the wife, stay home have and raise kids--I'm talking say in my grandparents, or great-grandparents time. But most women in today's world and lifestyle do want it all...both to have the children AND a career..why shouldn't she, especially if she spent years getting a college degree in some field and wants to pursue her career? And what about women who are single moms and HAVE to work. My own mother was a single mom. My parents were divorced and I grew up with my mother and grandmother who both worked....in my younger years my great-grandmother took care of me, then when my grandmother, mother and I moved and as I was a little bit older I was a latchkey kid as they still had to work--As far as single moms now...which is better? The woman who has that child go to work and have some kind of childcare, or her stay home and raise her child but get all kinds of government help??















