Would you CASH THIS CHECK?
@redyellowblackdog (10629)
United States
April 23, 2008 7:47am CST
My fellow "MYLOTTERS", please, help me to decide whether or not to CASH THIS CHECK! I have a check for $2 sent to me by the AMERICAN PARKINSON DISEASE ASSOCIATION INC. It seems to a valid check. Why did they send it? It is part of a fund raising scam. With the check is a letter explaining they hope you will not cash the check, but will return it to them with one of your own as a donation to the AMERICAN PARKINSON DISEASE ASSOCIATION INC.
On the one hand, a person could cash the check and deprive research funds from the AMERICAN PARKINSON DISEASE ASSOCIATION INC.
On the other hand, a person could do as asked and return the check uncashed along with a check for a donation.
What would you do and why?
CASH THE CHECK OR NOT? Why / why not?
4 people like this
12 responses
@clrumfelt (5490)
• United States
23 Apr 08
I would not cash the check. I'd throw it away simply because it seems to be a shady way to pressure people into sending money. Why give away money if you are wanting people to donate. Also because I recieved a check with some "free" money(about $4000)and if I had deposited that check in my account and spent it I would have been $4000 in debt with an overdrawn checking account because it was a scam to get people to send them money. If you want to give to the charity, check it out first and then send them something. If you don't cash their check, after all, they won't LOSE any money and if it's a scam you won't be taken in.
Two dollars isn't enough money for the risk you'd be taking.
@redyellowblackdog (10629)
• United States
23 Apr 08
I have received the exact same scam checks that are actually a loan at a high rate of interest. It has been some time so maybe that's illegal now.
2 people like this
@clrumfelt (5490)
• United States
23 Apr 08
The scam letter I received wanted me to deposit the $4000 in my account and then send them $1400 for administrative costs so they could send me another $30,000. They would have my $1400 and I would have an overdrawn account if I had followed through with it. From now on I am not taking any chances with that sort of thing.
What I have learned: Nobody is going to GIVE you anything, and if something seems too good to be true chances are it is.
@redyellowblackdog (10629)
• United States
23 Apr 08
Yep, it that's old saying coming true again. There is no free lunch.
2 people like this

@ladyluna (7004)
• United States
23 Apr 08
Hello Red,
Hmmm, this is a very interesting marketing strategy. My completely uneducated guess is that the check is probably not legal tender. You can confirm this by taking it to your bank, and asking the branch manager to call the bank on which the check was drafted, to confirm if it's a viable account. I have personally done this, and my branch manager didn't seem to be 'put out' by my request that she help me to weed out a possible scam. Once we determined that it was a scam, she alerted the rest of the bank branches, and I alerted the State Attorney General. So, the effort could be seen as having been worth it.
Though, I still think it's an excellent marketing strategy. Sending the check will cause people to ponder this, just as you have. After their heart-strings have been sufficiently tugged-upon, and their conscience has directed them to not take money away from research that will help Michael J. Fox, my guess is that some people will send the check back to them, coupled with a contribution check.
What would I do? I would run the check through the shredder. I do not support any disease foundation, for the very fact that if they sincerely efforted themselves toward a cure, then they would put themselves out of business -- and to the best of my knowledge, that has never happened! Nor do I believe that it ever will happen. If the disease is eradicated, they no longer have a reason to exist. So, is it feasible to genuinely believe that their deepest desire is to eradicate the disease? I don't think so.
Perhaps this means that I'm jaded??? Oh well, I'm quite satisfied with the charities that I currently support. And, if something new comes down the pike, I'll research it, to confirm how much of their contributions go to the target goal of the program, vs. how much goes to adminstration and employees salaries.
Plus, it bugs me when I get unsolicited junk in our mailbox. I have a group of charities that I regularly contribute to. Moreover, the spontaneous type of charitable issues that I fund tend to be more local, or statewide. So, there is no reason for unsupported charities to be wasting valuable resources in blind marketing campaigns. It's just not a good use of the money that is contributed for the purpose of finding a cure for the disease. Direct mail marketing has a long history of generally returning less than 10%. It's simply not a responsible marketing effort for a charitable foundation, in my opinion.
Incidentally, here is a link to the ranking of the American Parkinson Disease Association, as graded by "Charity Navigator.org".
http://www.charitynavigator.org/index.cfm?bay=search.summary&orgid=3281
3 people like this
@redyellowblackdog (10629)
• United States
23 Apr 08
LOL... thanks for the link. I had only checked that the orgainzation existed. Viewing your link, I learned that for the latest year this organization's budget ran a deficient. They went $417,214 into the hole! So, obviously, they spend too much and collect too little.
Hmmm... that $2 check might bounce!
3 people like this
@jessigirl116 (848)
• United States
24 Apr 08
Red- Good topic. I would send the check back, after I checked it out with my bank, and made the proper notifications. That way you're only out 41 cents, and maybe the scammers get what they deserve.
Ladyluna- I completely agree with you, 100%. I don't donate to medical charities for the EXACT SAME REASON!! The scientists and government and whoever else are totally aware that the money is in the treatment, not the cure. They can't actually expect us to believe with all our vast knowledge and technology, they can't cure cancer or leukemia or AIDS or Parkinson's.
Here is how I contribute to Parkinson's- My 90 year-old grandpa has it and I contribute by taking him to appointments, I get a list from him if I'm coming to town and going to Wal-Mart, I help when he needs me. It makes me feel better than knowing that I'm funding expensive research to make more medicine that prolongs things instead of curing them.
We lose too many people to AIDS, for instance. They could cure people once and tell them it's their only chance. Whether they were sharing needles, having unprotected you-know-what, or however it was contracted, They either take precautions or they contract it again with no chance for a cure.
People living with it would gladly change their lifestyles for a second chance at life. We could eradicate this disease on our own, but the government needs to get their money from somewhere.
1 person likes this
@RedFeather (427)
• United States
24 Apr 08
this suggestion would help a lot of people - especially since the bank sends out alerts - just for the record - charitable organizations DO NOT normally send an SASE, but they usually note that your stamp helps them also.
i think you should have the bank verify it - and alert others if necessary.
if the check and the people are legitimate, and you DON'T want to add funds for whatever reason - please at least call to let them know you are destroying the check, or come up with the 41 cents (before may 12) and return it...
one more point to ponder...i didn't notice if you mentioned if the check had YOUR name on it - sometimes spelling is a clue - i found one place that was selling me on a list, due to a minor misspelling
3 people like this

@histechnoangel (356)
• United States
23 Apr 08
No- I would not do it. At least not at the bank where they could have access to your account. It's only $2 anyway. I'd shred it and throw it out.
3 people like this
@redyellowblackdog (10629)
• United States
23 Apr 08
So, far everyone has said the same as you. Throw it out! That must be right.
2 people like this
@Destiny007 (5805)
• United States
23 Apr 08
If they sent a prepaid return envelope I would send the stupid check right back to them sans donation.
This scam seems to say that they are using donated money to back these $2 checks in the hopes of raising more money.
Why don't they just use the $2 themselves for the funding of this cause?
3 people like this
@redyellowblackdog (10629)
• United States
23 Apr 08
The return envolope is not postpaid! They are cheapskates while foolishly spending money, both at the same time.
2 people like this
@twoey68 (13627)
• United States
23 Apr 08
Actually, if it was me...I'd probably send it back to them. I wouldn't take the money from the research but I really don't think I'd contribute to it. Just b/c it isn't something that affects my life. I know that probably sounds wrong but I tend to donate to causes that affect me more.
**AT PEACE WITHIN**
~~STAND STRONG IN YOUR BELIEFS~~
3 people like this
@redyellowblackdog (10629)
• United States
23 Apr 08
I'm the same as you about who I give to. Check out the link ladyluna provided and you learn this organization running a deficient for its most recent year.
2 people like this
@twoey68 (13627)
• United States
23 Apr 08
It's a great idea and to be honest if I got the same offer from the Diabetes Association, the ASPCA or the Cancer Association I'd probably return it with a contribution. I like the idea but it wouldn't make me contribute to a place I wouldn't normally contribute to.
**AT PEACE WITHIN**
~~STAND STRONG IN YOUR BELIEFS~~
2 people like this
@redyellowblackdog (10629)
• United States
23 Apr 08
We are runing:
12 = throw it out or shred it!
00 = cash it in!
2 people like this
@sedel1027 (17846)
• Cupertino, California
23 Apr 08
I wouldn't cash it, just send the check back.
2 people like this
@redyellowblackdog (10629)
• United States
23 Apr 08
It would cost me a stamp to send it back. They did not include postage! I'll just probably burn it.
1 person likes this
@icyorchid (2564)
• United States
23 Apr 08
Did you do a survey? Sometimes they send you money for doing surveys. I am sure if you bring the check to the bank, they will tell you if it is real or not, but honestly I don't think it would be worth the time or effort in making a fake check for $2.
Good Luck 

2 people like this
@redyellowblackdog (10629)
• United States
24 Apr 08
No survey and you right a fake check for $2 does seem like a waste of time.
@Lindalinda (4111)
• Canada
24 Apr 08
I would throw the cheque away and not support this organization. If they have money to give away then they don't need any more. I am sure a lot of people would cash the cheque and not send a donation. This must be a new scheme. If I was energetic that day I might send a letter to the president of that organization and tell him/her why I would not support them.
1 person likes this
@redyellowblackdog (10629)
• United States
24 Apr 08
An earlier poster did uncover a site that evaluates charities and posted a link . Going there I discovered this organization is in deficient this year.
You are right, charities don't need to throw their money away.
@gewcew23 (8007)
• United States
23 Apr 08
This make no sense to me, why send a check to ask for you to send it back to them with more money? Why not just send a letter asking for money. I would just rip it up. I would not go to the bank just cash a two dollar check. I also would not send them any money. If they are so stupid that they would send you money when asking for your money, why would I trust them to spend my money wisely.
3 people like this
@redyellowblackdog (10629)
• United States
23 Apr 08
"If they are so stupid that they would send you money when asking for your money, why would I trust them to spend my money wisely."
The most important point made so far! I consider this a very perceptive comment. Thank-you.
3 people like this
@sunshinelady (7609)
• United States
24 Apr 08
I would throw it away. I have always been taught that there is no free thing. Why would a organization do that anyhow. There are a lot of people who would cash the check. I want where ever I donate to use the money wisely and in my thought that is not a wise use of money. There are to many who would cash it. Not a good way to try and get money sent to them.
@Mare73 (1335)
• United States
23 Apr 08
I would call the Parkinsons Disease Association and mention it to them and see what they say... if it's real, I'd send it back with $5!!!
If it's NOT real, I'd make a copy of everything and call the cops or news and inform them AND I'd send copies to the Parkinsons Association...
2 people like this
@redyellowblackdog (10629)
• United States
23 Apr 08
It turns out the address is real, so they'd get anything mailed in that envelope.
2 people like this
