I am MATERIALISTIC, SELF-CENTERED,SHELFISH ....

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Is it being materialist and self-centered if you think about yourself and your future ???? Befor i got married ,my friends used to call me materialistic just bcoz i used to listen to my Head than my heart. Simply put...i would not get married to anybody just bcoz i loved him,but would also look at other thing like 'does he have a job to sustain a family', is he realistic or is he just in the world of dreams, is he responsible for his acts etc....things which are very important to me. i didn't want to get maried to any guy who was in his own fancy world and would not want to face the actual real world. If i think about myself...to lead a nice life that i have been living, is it termed as shelfish and materialistic ????